Bank · FDIC insured
Gala Bank Savings Rates
Top CarrotGala Bank’s best savings rate is 2.58% APY on $10,000, with its Personal Money Market. Rates checked October 15, 2026.
How Gala Bank’s savings rates compare
Compared with banks and credit unions near Gainesville, FL, where Gala Bank has the most branches. $10,000, best rate first.
This bank’s best
Gala Bank
2.58%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $258
Personal Money Market
Top rate
Suncoast Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $300
3rd-highest rate
Self-Help Credit Union
2.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $212
Gala Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.02%
- $10,000 balance$10,0002.58%
- $100,000 balance$100,0002.58%
- QualifiedQualified2.58%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Gala Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market
2.58%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly fee of $20 waived by maintaining a daily balance of $2,500 or an average balance of $5,000.Any balance | 2.58% | $258 | Monthly fee of $20 waived by maintaining a daily balance of $2,500 or an average balance of $5,000. |
Sources (1)
- gala.bank/deposits/personal-money-market · captured Sep 18, 2026
Personal Savings
2.02%APY
Must maintain daily balance of $250 to accrue interest. Free Electronic statements; paper statements $5.00 per month (requested).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upMust maintain daily balance of $250 to accrue interest.$250 and up | 2.02% | $202 | Must maintain daily balance of $250 to accrue interest. |
Sources (1)
- gala.bank/deposits/personal-savings · captured Sep 18, 2026
Special-purpose accounts
Minor Savings
2.02%APY
Minors under age 18. Free Electronic Statement; paper statements $5.00 per month (requested).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinors under age 18. No minimum balance. Free Electronic Statement.Any balance | 2.02% | $202 | Minors under age 18. No minimum balance. Free Electronic Statement. |
Sources (1)
- gala.bank/deposits/minor-savings · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.