Bank · FDIC insured
Meridian Bank Savings Rates
Meridian Bank’s best savings rate is 1.75% APY on $10,000, with its Personal Money Market. Rates checked October 16, 2026.
How Meridian Bank’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Meridian Bank has the most branches. $10,000, best rate first.
This bank’s best
Meridian Bank
2.25%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $225
Your Hometown Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Meridian Bank savings score
89
Savings score
Higher than 89% of U.S. banks and credit unions
- $1,000 balance$1,0001.50%
- $10,000 balance$10,0001.75%
- $100,000 balance$100,0002.25%
- QualifiedQualified2.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Meridian Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Your Hometown Money Market
2.25%APY
Must have an open and active Meridian Bank checking account that meets minimum balance requirements. Promotional APY requires minimum deposit of $25,000 in new money (deposit funds new to Meridian Bank). $1,000 minimum daily balance to waive $10 monthly charge. If checking account is closed/inactive/below minimum balance, subject to conversion to Personal Money Market. If balance drops below $25,000, receives 2.25% APY on balances between $0.01 and $24,999.99 (cannot open account at this rate).
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $25,000Applies if balance drops below $25,000 on existing account; cannot open the account at this rate. $1,000 minimum daily balance to waive $10 monthly charge. Must maintain open and active checking account. · Unknown to open | 2.25% | Unknown | $225 | Applies if balance drops below $25,000 on existing account; cannot open the account at this rate. $1,000 minimum daily balance to waive $10 monthly charge. Must maintain open and active checking account. |
| $25,000 and upRequires open and active Meridian Bank checking account that meets minimum balance requirements. Minimum $25,000 in new money to open and earn promotional APY. $1,000 minimum daily balance to waive $10 monthly charge. · $25,000 to open | 2.75% | $25,000 | — | Requires open and active Meridian Bank checking account that meets minimum balance requirements. Minimum $25,000 in new money to open and earn promotional APY. $1,000 minimum daily balance to waive $10 monthly charge. |
Sources (3)
- meridianbanker.com/personal-ac…nts/savings-money-market
- meridianbanker.com/personal-ac…et/hometown-money-market
- meridianbanker.com/rates
All captured Sep 24, 2026
Personal Money Market
1.75%APY
$1,000 minimum daily balance to waive $10 monthly charge. Minimum to open $100.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000$1,000 minimum daily balance to waive $10 monthly charge. | 1.00% | — | $1,000 minimum daily balance to waive $10 monthly charge. |
| $10,000 – $50,000$1,000 minimum daily balance to waive $10 monthly charge. | 1.75% | $175 | $1,000 minimum daily balance to waive $10 monthly charge. |
| $50,000 – $100,000$1,000 minimum daily balance to waive $10 monthly charge. | 2.00% | — | $1,000 minimum daily balance to waive $10 monthly charge. |
| $100,000 and up$1,000 minimum daily balance to waive $10 monthly charge. | 2.25% | — | $1,000 minimum daily balance to waive $10 monthly charge. |
Sources (3)
- meridianbanker.com/personal-ac…nts/savings-money-market
- meridianbanker.com/personal-ac…et/personal-money-market
- meridianbanker.com/rates
All captured Sep 24, 2026
Essential Savings
1.50%APY
$5 monthly service charge or $100 minimum daily balance to avoid monthly service charges.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$100 minimum daily balance to avoid monthly service charge.Any balance | 1.50% | $150 | $100 minimum daily balance to avoid monthly service charge. |
Sources (3)
- meridianbanker.com/personal-ac…nts/savings-money-market
- meridianbanker.com/personal-ac…market/essential-savings
- meridianbanker.com/rates
All captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.