Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 346–360 results in Florida
- 0.10%APY$10 a year on $10,000
Requirements
Product: Debit card available with checking account. $0 monthly fee.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Launch Credit UnionSavings AccountSavings · $5 min · 0.05%–0.25% by balance
Credit union · 19 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividends are compounded monthly and credited on the last day of the month. Minimum daily balance to earn dividends is $200 for regular savings.
Offer: Rate applies to balances under $200 (such as minor accounts or where dividend tier is specified).
0.05% interest rate · Compounded monthly · Effective Sep 15, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $200 0.05% $200 – $2,500 0.05% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 and up 0.25% Rate checked
More details - First Florida Credit UnionSecondary SavingsSavings · $0 min · 0.10%–0.20% by balance
Credit union · 18 branches
0.10%APY$10 a year on $10,000Requirements
Product: No minimum balance required. Shares rate schedule with Savings/Prime Share.
0.10% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Secondary Savings Balance APY Up to $50,000Your amount 0.10% $50,000 and up 0.20% Rate checked
More details - First Florida Credit UnionSavings / Prime ShareSavings · $5 min · 0.10%–0.20% by balance
Credit union · 18 branches
0.10%APY$10 a year on $10,000Requirements
Product: Membership eligibility required. Minimum $5.00 deposit (one share) required to open and join First Florida Credit Union.
0.10% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Savings / Prime Share Balance APY Up to $50,000Your amount 0.10% $50,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Core membership account. $5 minimum deposit represents member share. Maintain $500 daily balance to avoid $3 monthly fee if no other products or loans with CCU.
Offer: Monthly fee of $3 waived by maintaining a daily balance of $500 or having other products or loans with CCU.
0.10% interest rate · $3 monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. Unlimited deposits and withdrawals in person or at ITM/ATM.
Offer: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee.
0.10% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate checked
More details - Justice Federal Credit UnionFreedom Direct SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
Offer: Non-qualifying rate when checking and direct deposit requirements are not met.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Direct Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - Justice Federal Credit UnionShare SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: A $5 minimum balance in a Savings Account is required to establish and maintain membership. Direct deposit and automatic transfers available. Variable rate account; fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $4 monthly service fee can be avoided by maintaining an average monthly balance of $500. Up to 6 transfers/withdrawals per statement cycle without fee; $5 fee per preauthorized debit in excess of 6.
Offer: $4 monthly service fee can be avoided by maintaining a $500 average monthly balance.
0.05% interest rate · $4 monthly fee · Effective Nov 3, 2025
Rate by balance
Rate by balance for Popular Savings Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $2 monthly service charge avoided by maintaining a $100 minimum daily balance. Three free withdrawals/transfers per month, $1 each thereafter.
Offer: Maintain $100 minimum daily balance to avoid $2 monthly service charge.
0.10% interest rate · $2 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $1,000 average daily balance or direct deposit to avoid $15 monthly service charge.
Offer: $1,000 average daily balance or direct deposit to avoid $15 monthly service charge.
0.10% interest rate · $15 monthly fee · Effective Mar 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required for membership Offers you the ability to save and earn interest from day of deposit to the day of withdrawal Interest is compounded and paid quarterly The minimum balance of $5.00 required rates
Offer: The minimum balance of $5.00 required rates
0.10% interest rate · Effective Oct 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required. No minimum balance or monthly fees. Monthly dividends.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded daily on the collected balance. $100 minimum average daily balance to avoid $6 monthly maintenance fee.
Offer: $100 minimum average daily balance to avoid $6 monthly maintenance fee. Interest compounded daily on the collected balance.
Compounded daily · $6 monthly fee · Effective Jan 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
554 accounts at 207 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.08%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch