Bank · FDIC insured
FLCBank Savings Rates
FLCBank’s best savings rate is 0.20% APY on $10,000, with its Personal Money Market. Rates checked October 15, 2026.
How FLCBank’s savings rates compare
Compared with banks and credit unions near Tampa, FL, where FLCBank has the most branches. $10,000, best rate first.
This bank’s best
FLCBank
0.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $20
Personal Money Market
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
EverBank
4.20%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $420
FLCBank savings score
71
Savings score
Higher than 28% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0002.66%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FLCBank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market
0.20%APY
Average Daily Balance $2,000 or $20 Monthly Service Charge. Rates are variable and subject to change. Minimum balance to obtain stated APYs applies per tier. Service charges may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Less than $10,000 | 0.10% | — | Less than $10,000 |
| $10,000 – $50,000 | 0.20% | $20 | |
| $50,000 – $100,000 | 1.90% | — | |
| $100,000 – $199,999 | 2.66% | — | |
| $200,000 and up | 3.05% | — |
Sources (2)
All captured Sep 25, 2026
Savings
0.10%APY
$1,000 average daily balance or direct deposit to avoid $15 monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$1,000 average daily balance or direct deposit to avoid $15 monthly service charge.Any balance | 0.10% | $10 | $1,000 average daily balance or direct deposit to avoid $15 monthly service charge. |
Sources (2)
All captured Sep 25, 2026
Special-purpose accounts
Minor & IRA Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- floridacapitalbank.com/deposit-rates · captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.