Credit union · NCUA insured
Launch Credit Union
A $1.5B credit union, the 342nd largest of 4,329, headquartered in Merritt Island, FL, with 85,017 members and 19 branches in Florida. Best rates: savings 1.40% APY.
Launch Credit Union Carrot Score
77
Carrot Score
Higher than 44% of U.S. banks and credit unions
#8 of 14 in Palm Bay, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Launch Credit Union
Launch Credit Union was chartered in April 1963, starting at Kennedy Space Center before expanding into Volusia County, and is headquartered in Merritt Island, Florida.
- Headquarters
- 300 S Plumosa St, Merritt Island, FL 32952
- NCUA charter
- 68716
Branches
19 branches in Florida
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Florida
19 branches
Palm Bay area · 12
- Cape Canaveral Space Force Station14640 Hanger Rd, Cape Canaveral, FL 32920Directions
- Port St. John7347 N Highway 1, Cocoa, FL 32927Directions
- Ksc - MffMff Building Rm # 102, Kennedy Space Center, FL 32899Directions
- KSC Central CampusKSC Central Campus Building M7-0301, Room 1022, Kennedy Space Center, FL 32899Directions
- Melbourne - Whickham2200 N Wickham Rd, Melbourne, FL 32935Directions
- Melbourne Babcock685 S Babcock St, Melbourne, FL 32901Directions
- Merritt Island415 Fortenberry Rd, Merritt Island, FL 32952Directions
- Palm Bay5225 Babcock St NE, Palm Bay, FL 32905Directions
- Rockledge3300 Murrell Rd, Rockledge, FL 32955Directions
- Titusville - Singleton90 S Singleton Ave, Titusville, FL 32796Directions
- Titusville - US13950 S Washington Ave, Titusville, FL 32780Directions
- West Melbourne4301 Norfolk Pkwy, West Melbourne, FL 32904Directions
Deltona area · 7
- Deland301 W New York Ave, DeLand, FL 32720Directions
- Edgewater2810 S Ridgewood Ave, Edgewater, FL 32141Directions
- Orange City2277 Veterans Memorial Pkwy, Orange City, FL 32763Directions
- School - University High School1000 W Rhode Island Ave, Orange City, FL 32763Directions
- Ormond Beach240 Williamson Blvd, Ormond Beach, FL 32174Directions
- School - Spruce Creek High School801 Taylor Rd, Port Orange, FL 32127Directions
- South Daytona2290 S Ridgewood Ave, South Daytona, FL 32119Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.32% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.95% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.29% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $97 | $88 | — |
- CapitalNet worth ratio9.32%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.95%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.29%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$97Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Launch Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.