Rate reports
Each month, what the banks and credit unions we track pay on CDs and savings and charge on auto loans and credit cards: typical and top rates, nationally and by state and metro. Free to share with credit.
CD rate report · October 2026
CD rates, October 2026: the best pay 4.05% or more
The typical 1-year CD pays 3.30%, and the top tenth pay 4.05% or more. Where you live and where you bank decide which you get.
Savings rate report · October 2026
Savings rates, October 2026: the best pay 2.00% or more
The typical savings account pays 0.20%, and the top tenth pay 2.00% or more. Where you live and where you bank decide which you get.
Auto loan rate report · October 2026
Auto loan rates, October 2026: the best start at 4.25% or less
The typical new auto loan starts at 5.00% APR, and the top tenth at 4.25% or less. Where you live and where you borrow decide which you get.
Credit card rate report · October 2026
Credit card rates, October 2026: the best start at 8.90% or less
The typical credit card starts at 10.90% APR, and the top tenth at 8.90% or less. Where you live and where you borrow decide which you get.