Bank · FDIC insured
DLP Bank Savings Rates
DLP Bank’s best savings rate is 0.10% APY on $10,000, with its Regular Savings. Rates checked October 15, 2026.
How DLP Bank’s savings rates compare
Compared with banks and credit unions near Palatka, FL, where DLP Bank has the most branches. $10,000, best rate first.
This bank’s best
DLP Bank
0.15%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $15
Kasasa Saver
Top rate
VyStar Credit Union
1.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $100
3rd-highest rate
TD Bank
0.10%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $10
DLP Bank savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DLP Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 0.25%APY
Qualifying for Kasasa Cash or Kasasa Cash Back rewards qualifies for highest Kasasa Saver rate. Requires 12 debit card purchases, e-Statements, and online banking log-in per monthly qualification cycle. Limit one account per SSN.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000When qualifications are met in linked Kasasa checking account during monthly qualification cycle. | 0.25% | $25 | When qualifications are met in linked Kasasa checking account during monthly qualification cycle. |
| Any balanceBase rate earned on all balances when qualifications are not met in linked Kasasa checking account. | 0.03% | $3 | Base rate earned on all balances when qualifications are not met in linked Kasasa checking account. |
| $10,000 and upWhen qualifications are met in linked Kasasa checking account; APY ranges from 0.25% to 0.16% depending on balance. | 0.15% | $15 | When qualifications are met in linked Kasasa checking account; APY ranges from 0.25% to 0.16% depending on balance. |
Sources (3)
- dlp.bank/digital/tools/rates.html
- dlp.bank/personal/personal-savings
- dlp.bank/personal/personal-sav…s/free-kasasa-saver.html
All captured Sep 25, 2026
Regular Savings
0.10%APY
$2 monthly service charge avoided by maintaining a $100 minimum daily balance. Three free withdrawals/transfers per month, $1 each thereafter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMaintain $100 minimum daily balance to avoid $2 monthly service charge.Any balance | 0.10% | $10 | Maintain $100 minimum daily balance to avoid $2 monthly service charge. |
Sources (3)
- dlp.bank/digital/tools/rates.html
- dlp.bank/personal/personal-savings
- dlp.bank/personal/personal-sav…lar-savings-account.html
All captured Sep 25, 2026
Personal Money Market
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (3)
- dlp.bank/digital/tools/rates.html
- dlp.bank/personal/personal-savings
- dlp.bank/personal/personal-savings/money-market.html
All captured Sep 25, 2026
Special-purpose accounts
Youth Savings
0.10%APY
Designed for customers under 18; parent or guardian must be multiple-party account owner and make all withdrawals; must convert to regular savings at age 18 within 60 days.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (3)
- dlp.bank/digital/tools/rates.html
- dlp.bank/personal/personal-savings
- dlp.bank/personal/personal-savings/youth-savings.html
All captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.