Credit union · NCUA insured
Justice Federal Credit Union Savings Rates
Justice Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Justice Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Justice Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
Freedom Direct Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Justice Federal Credit Union savings score
81
Savings score
Higher than 54% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.45%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Justice Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Freedom Direct Savings
Up to 4.00%APY
One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Qualifying rate requires direct deposit(s) of at least $500.00 to a Freedom Direct, Justice National, Beyond the Badge or Student checking account during a month. | 4.00% | $400 | Qualifying rate requires direct deposit(s) of at least $500.00 to a Freedom Direct, Justice National, Beyond the Badge or Student checking account during a month. |
| $300 – $2,499Non-qualifying rate when checking and direct deposit requirements are not met. | 0.10% | — | Non-qualifying rate when checking and direct deposit requirements are not met. |
| $2,500 – $19,999Non-qualifying rate when checking and direct deposit requirements are not met. | 0.10% | $10 | Non-qualifying rate when checking and direct deposit requirements are not met. |
| $20,000 and upNon-qualifying rate when checking and direct deposit requirements are not met. | 0.15% | — | Non-qualifying rate when checking and direct deposit requirements are not met. |
| Over $25,000Applies to balances over $25,000 when checking and direct deposit requirements are met. | 0.15% | — | Applies to balances over $25,000 when checking and direct deposit requirements are met. |
Money Market
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 0.25% | — |
| $10,000 – $25,000 | 0.25% | $25 |
| $25,000 – $50,000 | 0.30% | — |
| $50,000 – $100,000 | 0.35% | — |
| $100,000 and up | 0.45% | — |
Sources (1)
- jfcu.org/Rates · captured Oct 4, 2026
Share Savings
0.10%APY
A $5 minimum balance in a Savings Account is required to establish and maintain membership. Direct deposit and automatic transfers available. Variable rate account; fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $300 – $2,499 | 0.10% | — |
| $2,500 – $19,999 | 0.10% | $10 |
| $20,000 and up | 0.15% | — |
Special-purpose accounts
Coverdell Education Savings
0.25%APY
Coverdell Education Savings Account (CESA) is subject to an annual contribution limit of $2,000. Variable rate account; fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.25% | $25 |
Individual Retirement Account
0.25%APY
Individual Retirement Account (IRA) variable rate savings account. Rates on variable rate accounts could change after account opening. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.25% | $25 |
Young Savers
0.20%APY
Must be opened for a child, grandchild, or other family member under the age of 18 using their Social Security number. Family member or legal guardian must have Justice Federal membership. A $5 minimum deposit is required to establish membership. Once the young account holder reaches the age of 18, funds are automatically transferred to a Share Savings Account. Dividends compounded and paid monthly. Variable rate account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,499 | 0.20% | — |
| $2,500 – $19,999 | 0.20% | $20 |
| $20,000 and up | 0.25% | — |
Savers Club
0.10%APY
Term share account where the accountholder chooses maturity date and transfer account upon maturity. Dividends compounded quarterly. Dividends earned on a minimum balance of $5. Penalties apply for early withdrawals prior to maturity date. Variable rate account; fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,499 | 0.10% | — |
| $2,500 – $19,999 | 0.10% | $10 |
| $20,000 and up | 0.15% | — |
Who can join Justice Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.