Credit union · NCUA insured
RadiFi Credit Union
Top CarrotA $706.5M credit union headquartered in Jacksonville, FL, with 42,074 members and 8 branches in Florida. Best rates: CDs 4.91% and savings 1.00% APY.
RadiFi Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 78% of U.S. banks and credit unions
#8 of 29 in Jacksonville, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About RadiFi Credit Union
Founded in 1935, RadiFi Credit Union is a member-owned financial cooperative serving Northeast Florida, including Duval, Clay, Nassau, Baker, and St. Johns Counties.
Formerly known as Jax Federal, RadiFi Credit Union also carries on the legacy of Ducote Federal Credit Union, which served Jacksonville educators and families.
- Headquarters
- 562 Park St, Jacksonville, FL 32204-2918
- NCUA charter
- 340
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Duval, Clay, Nassau, Baker, and St. Johns Counties are eligible to join.
Family and household
- Immediate family members of eligible or existing RadiFi members are eligible for membership.
Other ways
- Membership is open nationwide through partnership with the American Consumer Council (ACC), with the one-time fee covered by RadiFi.
Cost to join
- A $5 membership fee is required to establish RadiFi Credit Union membership.
- A $5 minimum deposit is required to establish RadiFi Credit Union membership.
Branches
8 branches in Florida
Loading map…
Florida
8 branches
- Main Branch - Park StreetMain office562 Park St, Jacksonville, FL 32204Directions
- Atlantic Beach Branch801 Atlantic Blvd, Atlantic Beach, FL 32233Directions
- Baymeadows Branch9802 Old Baymeadows Rd, Jacksonville, FL 32256Directions
- Glen Kernan Parkway4815 Sweetgrass Pl Unit 203, Jacksonville, FL 32224Directions
- Mandarin Branch11406 San Jose Blvd Ste 2, Jacksonville, FL 32223Directions
- Northside Branch1440 Dunn Ave, St 31, Jacksonville, FL 32218Directions
- Westside Branch7254 103rd St, Jacksonville, FL 32210Directions
- Orange Park Branch950 Blanding Blvd, St 17, Orange Park, FL 32065Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.58% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.45% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.60% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $98 | $76 | — |
- CapitalNet worth ratio9.58%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.45%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.60%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$98Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of RadiFi Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.