Credit union · NCUA insured
Launch Credit Union Savings Rates
Launch Credit Union’s best savings rate is 1.40% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Launch Credit Union’s savings rates compare
Compared with banks and credit unions near Palm Bay, FL, where Launch Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Launch Credit Union
1.40%APY
- Minimum
- —
- Earns on $10,000 a year
- $140
Money Market
Top rate
Community Credit Union of Florida
2.25%APY
- Minimum
- $25
- Earns on $10,000 a year
- $225
2nd-highest rate
Space Coast Credit Union
1.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $150
Launch Credit Union savings score
87
Savings score
Higher than 77% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.40%
- $100,000 balance$100,0002.50%
- QualifiedQualified1.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Launch Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.40%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 1.40% | — |
| $10,000 – $25,000 | 1.40% | $140 |
| $25,000 – $50,000 | 1.50% | — |
| $50,000 – $100,000 | 1.60% | — |
| $100,000 – $250,000 | 2.50% | — |
| $250,000 – $500,000 | 3.00% | — |
| $500,000 – $1,000,000 | 3.49% | — |
| $1,000,000 and up | 3.49% | — |
Sources (2)
All captured Oct 15, 2026
Savings Account
0.10%APY
Dividends are compounded monthly and credited on the last day of the month. Minimum daily balance to earn dividends is $200 for regular savings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $200Rate applies to balances under $200 (such as minor accounts or where dividend tier is specified). | 0.05% | — | Rate applies to balances under $200 (such as minor accounts or where dividend tier is specified). |
| $200 – $2,500 | 0.05% | — | |
| $2,500 – $10,000 | 0.10% | — | |
| $10,000 – $25,000 | 0.10% | $10 | |
| $25,000 – $50,000 | 0.15% | — | |
| $50,000 – $100,000 | 0.20% | — | |
| $100,000 and up | 0.25% | — |
Sources (2)
All captured Sep 24, 2026
Special-purpose accounts
IRA Accounts (Declared)
0.75%APY
Offers Traditional IRA and Roth IRA account types.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.75% | $75 |
Sources (1)
- launchcu.com/rates · captured Oct 5, 2026
Minor Savings Account
0.10%APY
For individuals under the age of 18. Earns dividends regardless of account balance. Dividends are compounded monthly and credited on the last day of the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $200Earns dividends regardless of balance. | 0.05% | — | Earns dividends regardless of balance. |
| $200 – $2,500 | 0.05% | — | |
| $2,500 – $10,000 | 0.10% | — | |
| $10,000 – $25,000 | 0.10% | $10 | |
| $25,000 – $50,000 | 0.15% | — | |
| $50,000 – $100,000 | 0.20% | — | |
| $100,000 and up | 0.25% | — |
Sources (2)
All captured Sep 24, 2026
Closed to new customers
First Time Homebuyers Savings
0.30%APY
Existing shares/certificates only - no new accounts offered.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (1)
- launchcu.com/rates · captured Oct 5, 2026
Holiday Account
0.30%APY
Existing shares/certificates only - no new accounts offered.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (1)
- launchcu.com/rates · captured Oct 5, 2026
Who can join Launch Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.