Bank · FDIC insured
DLP Bank
A $301.4M bank headquartered in Starke, FL, with 3 branches in Florida. Best rates: CDs 3.30% and savings 0.10% APY.
DLP Bank Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#3 of 3 in Palatka, FL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About DLP Bank
- Headquarters
- 811 S Walnut St, Starke, FL 32091
- FDIC certificate
- 17734 ↗
Branches
3 branches in Florida
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Florida
3 branches
Starke area · 1
- DLP BankMain office811 S Walnut St, Starke, FL 32091Directions
Palatka area · 1
- Interlachen Branch1120 Sr 20, Interlachen, FL 32148Directions
Lake Butler area · 1
- Lake Butler Branch255 Se 6th St, Lake Butler, FL 32054Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.32% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.45% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.84% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $49 | $81 | — |
- CapitalLeverage ratio15.32%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.45%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.84%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$49Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of DLP Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.