Credit union · NCUA insured
First Florida Credit Union
A $1.5B credit union, the 345th largest of 4,329, headquartered in Jacksonville, FL, with 63,025 members and 18 branches in Florida. Best rates: CDs 3.90% and savings 1.09% APY.
First Florida Credit Union Carrot Score
83
Carrot Score
Higher than 63% of U.S. banks and credit unions
#12 of 29 in Jacksonville, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About First Florida Credit Union
Headquartered in Jacksonville, First Florida Credit Union operates 18 branches across Florida, serving over 62,000 members.
Founded in May 1950 as Florida State Welfare Board Employees Credit Union, it is a member-owned cooperative established to provide safe savings and affordable financing.
The credit union was renamed Florida HRS Credit Union in 1972, Government Employees Credit Union of Florida in 1982, and First Florida Credit Union in 2003.
- Headquarters
- 500 W 1st St, Jacksonville, FL 32202-3939
- NCUA charter
- 61170
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in specified Florida counties.
Employers and groups
- Eligible for membership through one of First Florida's Select Employee Groups.
Family and household
- The entire family of an existing member is eligible for membership through member sponsorship, regardless of state residency.
Cost to join
- A minimum deposit of $5.00 to a Savings Prime Share Account is required to join.
Branches
18 branches in Florida
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Florida
18 branches
Jacksonville area · 10
- Jacksonville Downtown BranchMain office500 W 1st St, Jacksonville, FL 32202Directions
- Arlington Branch1820 Rogero Rd, Jacksonville, FL 32211Directions
- Atlantic Branch12929 Atlantic Blvd, Jacksonville, FL 32225Directions
- CR210 Branch1950 County Road 210 W, Jacksonville, FL 32259Directions
- Mandarin Branch11467 San Jose Blvd STE 2, Jacksonville, FL 32223Directions
- Roosevelt Blvd6319 Roosevelt Blvd, Jacksonville, FL 32244Directions
- Southpoint Branch6622 Southpoint Dr S, Ste 100, Jacksonville, FL 32216Directions
- Tamaya Branch3280 Tamaya Blvd, Jacksonville, FL 32246Directions
- Kingsley1461 Kingsley Ave, Orange Park, FL 32073Directions
- Durbin Branch279 Harper Ln, Saint Johns, FL 32259Directions
Tallahassee area · 5
- Appleyard503 Appleyard Dr, Tallahassee, FL 32304Directions
- Bannerman Circle3339 Beech Ridge Ct, Tallahassee, FL 32312Directions
- Blairstone Branch2521 S Blair Stone Rd, Tallahassee, FL 32301Directions
- Northside Branch1661 Raymond Diehl Rd, Tallahassee, FL 32308Directions
- Southwood2770 Capital Cir SE, Tallahassee, FL 32311Directions
Orlando area · 1
- Orlando Branch3724 Edgewater Dr, Orlando, FL 32804Directions
Miami area · 1
- Pembroke Park Branch3281 W Hallandale Beach Blvd, Pembroke Park, FL 33023Directions
Raiford area · 1
- Raiford Branch25638 NE State Road 16, Raiford, FL 32083Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.95% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.65% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.72% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $93 | $88 | — |
- CapitalNet worth ratio12.95%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.65%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.72%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$93Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of First Florida Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.