Bank · FDIC insured
Popular Bank Savings Rates
Popular Bank’s best savings rate is 1.25% APY on $10,000, with its Popular Saver Money Market Account. Rates checked October 16, 2026.
How Popular Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Popular Bank has the most branches. $10,000, best rate first.
This bank’s best
Popular Bank
1.25%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $125
Popular Saver Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Popular Bank savings score
84
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.25%
- $100,000 balance$100,0000.20%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Popular Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Popular Saver Money Market Account
1.25%APY
Minimum opening deposit is $100. Monthly service fee of $15 is assessed if the minimum daily balance falls below $10,000. Up to 6 transfers/withdrawals per statement cycle without a fee. Variable rates subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Initial deposit / balance of $0.01 - $9,999.99. Variable rate. Monthly fee of $15 applies if minimum daily balance is below $10,000. | 0.05% | — | Initial deposit / balance of $0.01 - $9,999.99. Variable rate. Monthly fee of $15 applies if minimum daily balance is below $10,000. |
| $10,000 – $25,000Initial deposit / balance of $10,000 - $24,999.99. Variable rate. Monthly fee of $15 waived if minimum daily balance is at or above $10,000. | 1.25% | $125 | Initial deposit / balance of $10,000 - $24,999.99. Variable rate. Monthly fee of $15 waived if minimum daily balance is at or above $10,000. |
| $25,000 – $50,000Initial deposit / balance of $25,000 - $49,999.99. Variable rate. Monthly fee of $15 waived if minimum daily balance is at or above $10,000. | 3.10% | — | Initial deposit / balance of $25,000 - $49,999.99. Variable rate. Monthly fee of $15 waived if minimum daily balance is at or above $10,000. |
| $50,000 – $250,000Initial deposit / balance of $50,000 - $249,999.99. Variable rate. Monthly fee of $15 waived if minimum daily balance is at or above $10,000. | 3.10% | — | Initial deposit / balance of $50,000 - $249,999.99. Variable rate. Monthly fee of $15 waived if minimum daily balance is at or above $10,000. |
| $250,000 and upInitial deposit / balance of $250,000+. Variable rate. Monthly fee of $15 waived if minimum daily balance is at or above $10,000. | 3.25% | — | Initial deposit / balance of $250,000+. Variable rate. Monthly fee of $15 waived if minimum daily balance is at or above $10,000. |
Sources (1)
- popularbank.com/savings/saver-money-market · captured Oct 16, 2026
Popular Savings
0.10%APY
$4 monthly service fee can be avoided by maintaining an average monthly balance of $500. Up to 6 transfers/withdrawals per statement cycle without fee; $5 fee per preauthorized debit in excess of 6.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500$4 monthly service fee can be avoided by maintaining a $500 average monthly balance. | 0.05% | — | $4 monthly service fee can be avoided by maintaining a $500 average monthly balance. |
| $2,500 – $10,000$4 monthly service fee can be avoided by maintaining a $500 average monthly balance. | 0.05% | — | $4 monthly service fee can be avoided by maintaining a $500 average monthly balance. |
| $10,000 – $25,000$4 monthly service fee can be avoided by maintaining a $500 average monthly balance. | 0.10% | $10 | $4 monthly service fee can be avoided by maintaining a $500 average monthly balance. |
| $25,000 – $50,000$4 monthly service fee can be avoided by maintaining a $500 average monthly balance. | 0.15% | — | $4 monthly service fee can be avoided by maintaining a $500 average monthly balance. |
| $50,000 and up$4 monthly service fee can be avoided by maintaining a $500 average monthly balance. | 0.20% | — | $4 monthly service fee can be avoided by maintaining a $500 average monthly balance. |
Sources (2)
All captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.