Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in California
- 0.50%APY$50 a year on $10,000
0.50% interest rate · Effective Jan 15, 2025
Rate checked
More details - Legacy BankConsumer Premier Money MarketConsumer Premier Money Market · $1,000 min · 0.50%–3.50% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly service fee of $15 is waived with a $2,500 Monthly Average Balance or $10,000 Monthly Combined Balances (excludes loan balances). Additional deposits allowed at any time. Transaction limitations apply.
Offer: Monthly service fee waived with $2,500 monthly average balance or $10,000 combined balances (excludes loan balances).
0.50% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Consumer Premier Money Market Balance APY Up to $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 3.30% $100,000 – $250,000 3.40% $250,000 – $1,000,000,000 3.50% Rate checked
More details - Central State Credit UnionPremier Money MarketPremier Money Market · $10,000 min · 0.50%–3.30% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Offer: Base Rate
Qualified rate · 0.50% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.00% $100,000 – $200,000 2.02% $200,000 – $300,000 3.04% $300,000 and up 3.30% Rate checked
More details - McKesson & Healthcare Providers FCUKickStart Money MarketKickStart Money Market · $1 min · 0.25%–2.79% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Reverse earning tier. Interest is paid at tier rates on balances within each tier; total interest paid is the sum from each tier. Blended APY assumes the amount is held in the account for one year.
Offer: Level I; APY range stated as 2.79%-2.79%
2.75% interest rate · No monthly fee · Effective Nov 1, 2025
Rate by balance
Rate by balance for KickStart Money Market Balance APY $1 and up 2.79% $2,500 and upLevel II; blended APY stated as 2.79%-0.86% 0.25%* $10,000 and upYour amountLevel III; blended APY stated as 0.86%-0.50% 0.50%* Rate checked
More details - McKesson & Healthcare Providers FCUPremier Share Money MarketPremier Share Money Market · $2,500 min · 0.25%–1.26% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Must maintain minimum average daily balance to obtain APY. If balance drops below minimum requirement, no dividend is received for that month.
Offer: Level I; compounded and credited monthly; must maintain minimum average daily balance to obtain APY
0.25% interest rate · No monthly fee · Effective Nov 1, 2025
Rate by balance
Rate by balance for Premier Share Money Market Balance APY $2,500 and up 0.25% $10,000 and upYour amountLevel II; 0.50% $25,000 and upLevel III; 0.75% $50,000 and upLevel IV; 1.06% $100,000 and upLevel V; 1.26% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Begins ownership in the Credit Union. Membership open to Beverly Hills City Employees and their immediate family or household members.
Offer: Promotional rate on Saving Account on balances over $250 with Free Checking Account.
Qualified rate
Rate checked
More details - Wescom FinancialAsset Maximizer Account (AMA)Asset Maximizer Account (AMA) · $2,500 min · 0.40%–0.90% by balance
Credit union · 30 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must have a Wescom Wealth Management Service Investment Account with a minimum balance of $10,000 to qualify. Tier dividend rate is determined by each day's ending balance. Dividends are compounded daily and credited on the last day of each monthly cycle. Membership eligibility required.
Offer: Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500.
Qualified rate · 0.40% interest rate · Compounded daily · Effective Jan 28, 2026
Rate by balance
Rate by balance for Asset Maximizer Account (AMA) Balance APY $2,500 – $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 – $99,999 0.70% $100,000 – $249,999 0.80% $250,000 and up 0.90% Rate checked
More details - San Diego Firefighters Federal Credit UnionMoney MarketMoney Market · $0 min · 0.00%–1.36% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Membership in SDFFCU is limited to employed or retired firefighters and Fire Department personnel permanently assigned to any Fire Department in San Diego County, immediate family, or employees/members of Firefighter Related Organizations. Has no term restrictions or minimum balance to open. Requires a minimum balance of $1,000 to earn dividends (no penalties/fees for balances less than $1,000). Rate applies to the entire balance.
Offer: Requires a minimum of $1,000 to earn dividends.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 – $500,000 1.15% $500,000 and up 1.36% Rate checked
More details - First Financial Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.40%–0.55% by balance
Credit union · 7 branches
0.45%APY$45 a year on $10,000Requirements
Product: Must maintain the minimum daily balance of $2,500 in this Account to avoid a monthly Low Balance Fee as set forth in the Fee Schedule and to earn the disclosed APY.
Offer: Must maintain the minimum daily balance of $2,500 to avoid a monthly Low Balance Fee and earn disclosed APY.
0.40% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 and up 0.40% $10,000 – $24,999Your amount 0.45% $25,000 – $99,999 0.50% $100,000 and up 0.55% Rate checked
More details - Beach Cities Commercial BankStandard Money MarketStandard Money Market · $2,500 min
Bank · 2 branches
0.45%APY$45 a year on $10,000Requirements
Product: Earn simple interest with minimum $2,500 balance. Includes 8 free withdrawals per statement cycle and first order of standard checks paid by bank. Interest calculated using average daily balance method, compounded monthly and credited monthly.
0.45% interest rate · Compounded monthly · Balance cap $24,999.99 · Effective Oct 13, 2026
Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $0 min · 0.00%–1.36% by balance
Bank · 77 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 77 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - Parishioners Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.05%–0.85% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Up to three withdrawals per month. If balances drop below $2,500, dividends may be lower. Interest is computed daily, compounded and paid monthly.
0.05% interest rate
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.05% $2,500 – $9,999 0.25% $10,000 – $49,999Your amount 0.45% $50,000 – $99,000 0.65% $100,000 and up 0.85% Rate checked
More details - Camino Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.40%–0.60% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Account is limited to six (6) withdrawals each month in any combination of automatic, telephone or pre-authorized transfers and check, debit card or similar transaction. Withdrawals made in a branch are not limited.
Offer: Minimum daily balance to avoid fee: $2,500; Minimum average daily balance to earn specified dividends: $2,500.
0.40% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.40% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.50% $50,000 – $100,000 0.50% $100,000 and up 0.60% Rate checked
More details - Diablo Valley Federal Credit UnionMoney Market AccountMoney Market Account · $5 min · 0.30%–0.75% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Write up to 3 checks each month; maximum of three automatic payments to come directly out of the account each month. Variable rate.
Offer: Rates and APYs are anticipated for the current period and variable.
0.30% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.30% $5,000 – $10,000 0.40% $10,000 – $25,000Your amountLimited check access per month. 0.45% $25,000 – $49,999 0.50% $50,000 – $100,000 0.55% $100,000 and up 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
790 accounts at 288 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.41%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches