Credit union · NCUA insured
Diablo Valley Federal Credit Union
A $40.1M credit union headquartered in Concord, CA, with 2,205 members and 1 branch in California. Best rates: CDs 3.65% and savings 0.45% APY.
Diablo Valley Federal Credit Union Carrot Score
83
Carrot Score
Higher than 63% of U.S. banks and credit unions
#26 of 71 in San Francisco, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Diablo Valley Federal Credit Union
Diablo Valley Federal Credit Union was founded on May 23, 1961, as Walnut Creek Municipal and Postal Employees Credit Union by eight charter members.
The institution was renamed Walnut Creek Federal Credit Union in October 1961 and adopted its current name in 1984.
In 2007, it received an NCUA community charter and merged with Good News Federal Credit Union.
- Headquarters
- 1051 Detroit Ave Ste A, Concord, CA 94518-2457
- NCUA charter
- 14409
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- People who work, attend school, live, or worship in 14 central Contra Costa County cities are eligible to open accounts.
Branches
1 branch in California
Loading map…
California
1 branch
- ConcordMain office1051 Detroit Ave Ste A, Concord, CA 94518Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.89% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.05% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.06% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $55 | $59 | — |
- CapitalNet worth ratio10.89%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.05%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.06%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$55Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Diablo Valley Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.