Credit union · NCUA insured
Parishioners Federal Credit Union
A $67.2M credit union headquartered in Torrance, CA, with 3,371 members and 1 branch in California. Best rates: CDs 4.50% and savings 0.45% APY.
Parishioners Federal Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#65 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Parishioners Federal Credit Union
Founded in 1961 as a member-owned financial cooperative, Parishioners Federal Credit Union serves schools, parishes, and church-related organizations throughout Southern California.
Headquartered in Torrance, California, it is the largest Catholic-affiliated credit union in the state, serving the financial needs of the Catholic community.
- Headquarters
- 2355 Crenshaw Blvd Ste 100, Torrance, CA 90501
- NCUA charter
- 14650
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals associated with specific Catholic parishes, parochial schools, and other Catholic-affiliated organizations served throughout Southern California are eligible for membership.
Cost to join
- A $5 membership fee is required upon submitting the membership application.
- An initial opening deposit of at least $5 into a share savings account is required for membership.
Branches
1 branch in California
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California
1 branch
- Main OfficeMain office2355 Crenshaw Blvd Ste 100, Torrance, CA 90501Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.77% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.25% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.94% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $93 | $59 | — |
- CapitalNet worth ratio8.77%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.25%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.94%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$93Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Parishioners Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.