Credit union · NCUA insured
Camino Federal Credit Union Savings Rates
Camino Federal Credit Union’s best savings rate is 0.45% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Camino Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Camino Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Camino Federal Credit Union
0.45%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $45
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Camino Federal Credit Union savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0000.60%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Camino Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.45%APY
Account is limited to six (6) withdrawals each month in any combination of automatic, telephone or pre-authorized transfers and check, debit card or similar transaction. Withdrawals made in a branch are not limited.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Minimum daily balance to avoid fee: $2,500; Minimum average daily balance to earn specified dividends: $2,500. | 0.40% | — | Minimum daily balance to avoid fee: $2,500; Minimum average daily balance to earn specified dividends: $2,500. |
| $10,000 – $25,000Minimum daily balance to avoid fee: $2,500; Minimum average daily balance to earn specified dividends: $2,500. | 0.45% | $45 | Minimum daily balance to avoid fee: $2,500; Minimum average daily balance to earn specified dividends: $2,500. |
| $25,000 – $50,000Minimum daily balance to avoid fee: $2,500; Minimum average daily balance to earn specified dividends: $2,500. | 0.50% | — | Minimum daily balance to avoid fee: $2,500; Minimum average daily balance to earn specified dividends: $2,500. |
| $50,000 – $100,000Minimum daily balance to avoid fee: $2,500; Minimum average daily balance to earn specified dividends: $2,500. | 0.50% | — | Minimum daily balance to avoid fee: $2,500; Minimum average daily balance to earn specified dividends: $2,500. |
| $100,000 and upMinimum daily balance to avoid fee: $2,500; Minimum average daily balance to earn specified dividends: $2,500. | 0.60% | — | Minimum daily balance to avoid fee: $2,500; Minimum average daily balance to earn specified dividends: $2,500. |
Sources (2)
All captured Oct 6, 2026
Regular Share Savings
0.10%APY
Footnote 14 states a $10 membership fee is required for new members. Dividends compounded quarterly. No monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum average daily balance to earn dividends is $15. | 0.10% | — | Minimum average daily balance to earn dividends is $15. |
| $10,000 and upTier for balances $10,000+; minimum average daily balance to earn specified dividends is $15. | 0.10% | $10 | Tier for balances $10,000+; minimum average daily balance to earn specified dividends is $15. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
MUSD Summer Saver
7.00%APY
Available exclusively to current Montebello Unified School District (MUSD) employees (retired school employees not eligible). Limit one account per member. Direct deposit must come from school district payroll (maximum $1,000 per month deposited into the account). No monthly service fee. $10 membership fee required for new members.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up7.00% APY applies to the first $1,000 deposited each month via direct payroll deposit. Minimum average daily balance to earn specified dividends is $25. Balances over $1,000 earn the Regular Share Savings rate.$25 and up | 7.00% | $700 | 7.00% APY applies to the first $1,000 deposited each month via direct payroll deposit. Minimum average daily balance to earn specified dividends is $25. Balances over $1,000 earn the Regular Share Savings rate. |
Individual Retirement Accounts
0.25%APY
Traditional and Roth IRAs available. No setup or maintenance fees. $10 membership fee required for new members.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum average daily balance to earn specified dividends is $25.$25 and up | 0.25% | $25 | Minimum average daily balance to earn specified dividends is $25. |
Sources (2)
All captured Oct 6, 2026
Summer Salary and Sub-Shares
0.25%APY
Automatic deduction from each paycheck during non-summer months with automatic distributions during the summer. No monthly service fee. $10 membership fee required for new members.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum average daily balance to earn specified dividends is $25. | 0.25% | — | Minimum average daily balance to earn specified dividends is $25. |
| $10,000 and upTier for balances $10,000+; minimum average daily balance to earn specified dividends is $25. | 0.25% | $25 | Tier for balances $10,000+; minimum average daily balance to earn specified dividends is $25. |
Sources (2)
All captured Oct 6, 2026
Christmas Club
0.10%APY
$10 membership fee required for new members.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum average daily balance to earn specified dividends is $25. | 0.10% | — | Minimum average daily balance to earn specified dividends is $25. |
| $10,000 and upTier for balances $10,000+; minimum average daily balance to earn specified dividends is $15. | 0.10% | $10 | Tier for balances $10,000+; minimum average daily balance to earn specified dividends is $15. |
Sources (1)
- caminofcu.org/bank-account-rates · captured Oct 6, 2026
Who can join Camino Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.