Credit union · NCUA insured
Wescom Financial Savings Rates
Wescom Financial’s best savings rate is 0.30% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Wescom Financial’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Wescom Financial has the most branches. $10,000, best rate first.
This credit union’s best
Wescom Financial
0.55%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $55
Asset Maximizer Account (AMA)
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Wescom Financial savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.60%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wescom Financial ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Asset Maximizer Account (AMA)
Up to 0.55%APY
Must have a Wescom Wealth Management Service Investment Account with a minimum balance of $10,000 to qualify. Tier dividend rate is determined by each day's ending balance. Dividends are compounded daily and credited on the last day of each monthly cycle. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $9,999Platinum Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.45% | — | Platinum Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $2,500 – $9,999Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.40% | — | Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $2,500 – $9,999Standard Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.35% | — | Standard Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $10,000 – $24,999Platinum Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.55% | $55 | Platinum Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $10,000 – $24,999Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.50% | $50 | Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $10,000 – $24,999Standard Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.45% | $45 | Standard Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $25,000 – $49,999Platinum Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.65% | — | Platinum Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $25,000 – $49,999Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.60% | — | Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $25,000 – $49,999Standard Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.55% | — | Standard Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $50,000 – $99,999Platinum Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.75% | — | Platinum Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $50,000 – $99,999Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.70% | — | Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $50,000 – $99,999Standard Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.65% | — | Standard Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $100,000 – $249,999Platinum Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.85% | — | Platinum Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $100,000 – $249,999Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.80% | — | Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $100,000 – $249,999Standard Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.75% | — | Standard Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $250,000 and upPlatinum Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.95% | — | Platinum Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $250,000 and upSignature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.90% | — | Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
| $250,000 and upStandard Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. | 0.85% | — | Standard Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500. |
Sources (1)
- wescom.org/accounts/money-market · captured Sep 16, 2026
Money Market
Up to 0.30%APY
Tier dividend rate is determined by each day's ending balance. Dividends are compounded daily and credited on the last day of each monthly cycle. Membership eligibility required; $1 deposit to Regular Savings required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $9,999Platinum Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.20% | — | Platinum Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $2,500 – $9,999Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.15% | — | Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $2,500 – $9,999Standard Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.10% | — | Standard Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $10,000 – $24,999Platinum Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.30% | $30 | Platinum Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $10,000 – $24,999Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.25% | $25 | Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $10,000 – $24,999Standard Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.20% | $20 | Standard Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $25,000 – $49,999Platinum Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.40% | — | Platinum Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $25,000 – $49,999Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.35% | — | Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $25,000 – $49,999Standard Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.30% | — | Standard Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $50,000 – $99,999Platinum Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.50% | — | Platinum Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $50,000 – $99,999Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.45% | — | Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $50,000 – $99,999Standard Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.40% | — | Standard Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $100,000 – $249,999Platinum Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.60% | — | Platinum Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $100,000 – $249,999Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.55% | — | Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $100,000 – $249,999Standard Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.50% | — | Standard Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $250,000 and upPlatinum Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.70% | — | Platinum Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $250,000 and upSignature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.65% | — | Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
| $250,000 and upStandard Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. | 0.60% | — | Standard Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500. |
Sources (1)
- wescom.org/accounts/money-market · captured Sep 16, 2026
Regular Share Account
0.10%APY
Minimum opening deposit and balance to obtain APY is $1.00 to become a member-owner.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMinimum opening deposit and balance to obtain APY is $1.00 to become a member-owner.$1 and up | 0.10% | $10 | Minimum opening deposit and balance to obtain APY is $1.00 to become a member-owner. |
Sources (1)
- wescom.org/accounts/savings · captured Oct 16, 2026
Special-purpose accounts
Wescom Youth Banking Plus Savings
5.00%APY
For youth ages 13–17. Automatically advances to a Wescom Personal Account at age 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Earns 5.00% APY on the first $500 of Youth Savings Account balance.Up to $500 | 5.00% | — | Earns 5.00% APY on the first $500 of Youth Savings Account balance. |
Sources (1)
- wescom.org/accounts/youth-accounts · captured Oct 6, 2026
Wescom Youth Banking Savings
5.00%APY
For youth ages 0–12. Automatically advances to Wescom Youth Banking Plus at age 13.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Earns 5.00% APY on the first $500 of Youth Savings Account balance.Up to $500 | 5.00% | — | Earns 5.00% APY on the first $500 of Youth Savings Account balance. |
Sources (1)
- wescom.org/accounts/youth-accounts · captured Oct 6, 2026
IRA Asset Maximizer
Up to 0.55%APY
APY assumes dividends remain on deposit until maturity. Minimum balance and minimum opening deposit to obtain APY is $500.00. Early withdrawal penalties may apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Platinum Signature Member tier. | 0.45% | — | Platinum Signature Member tier. |
| Up to $9,999Signature Member tier. | 0.40% | — | Signature Member tier. |
| Up to $9,999Standard Member tier. | 0.35% | — | Standard Member tier. |
| $10,000 – $24,999Platinum Signature Member tier. | 0.55% | $55 | Platinum Signature Member tier. |
| $10,000 – $24,999Signature Member tier. | 0.50% | $50 | Signature Member tier. |
| $10,000 – $24,999Standard Member tier. | 0.45% | $45 | Standard Member tier. |
| $25,000 – $49,999Platinum Signature Member tier. | 0.65% | — | Platinum Signature Member tier. |
| $25,000 – $49,999Signature Member tier. | 0.60% | — | Signature Member tier. |
| $25,000 – $49,999Standard Member tier. | 0.55% | — | Standard Member tier. |
| $50,000 – $99,999Platinum Signature Member tier. | 0.75% | — | Platinum Signature Member tier. |
| $50,000 – $99,999Signature Member tier. | 0.70% | — | Signature Member tier. |
| $50,000 – $99,999Standard Member tier. | 0.65% | — | Standard Member tier. |
| $100,000 – $249,999Platinum Signature Member tier. | 0.85% | — | Platinum Signature Member tier. |
| $100,000 – $249,999Signature Member tier. | 0.80% | — | Signature Member tier. |
| $100,000 – $249,999Standard Member tier. | 0.75% | — | Standard Member tier. |
| $250,000 and upPlatinum Signature Member tier. | 0.95% | — | Platinum Signature Member tier. |
| $250,000 and upSignature Member tier. | 0.90% | — | Signature Member tier. |
| $250,000 and upStandard Member tier. | 0.85% | — | Standard Member tier. |
Sources (1)
- wescom.org/accounts/retirement-accounts · captured Sep 16, 2026
IRA Tier Plus Money Market
Up to 0.30%APY
APY assumes dividends remain on deposit until maturity. Minimum balance and minimum opening deposit to obtain APY is $500.00. Early withdrawal penalties may apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Platinum Signature Member tier. | 0.20% | — | Platinum Signature Member tier. |
| Up to $9,999Signature Member tier. | 0.15% | — | Signature Member tier. |
| Up to $9,999Standard Member tier. | 0.10% | — | Standard Member tier. |
| $10,000 – $24,999Platinum Signature Member tier. | 0.30% | $30 | Platinum Signature Member tier. |
| $10,000 – $24,999Signature Member tier. | 0.25% | $25 | Signature Member tier. |
| $10,000 – $24,999Standard Member tier. | 0.20% | $20 | Standard Member tier. |
| $25,000 – $49,999Platinum Signature Member tier. | 0.40% | — | Platinum Signature Member tier. |
| $25,000 – $49,999Signature Member tier. | 0.35% | — | Signature Member tier. |
| $25,000 – $49,999Standard Member tier. | 0.30% | — | Standard Member tier. |
| $50,000 – $99,999Platinum Signature Member tier. | 0.50% | — | Platinum Signature Member tier. |
| $50,000 – $99,999Signature Member tier. | 0.45% | — | Signature Member tier. |
| $50,000 – $99,999Standard Member tier. | 0.40% | — | Standard Member tier. |
| $100,000 – $249,999Platinum Signature Member tier. | 0.60% | — | Platinum Signature Member tier. |
| $100,000 – $249,999Signature Member tier. | 0.55% | — | Signature Member tier. |
| $100,000 – $249,999Standard Member tier. | 0.50% | — | Standard Member tier. |
| $250,000 and upPlatinum Signature Member tier. | 0.70% | — | Platinum Signature Member tier. |
| $250,000 and upSignature Member tier. | 0.65% | — | Signature Member tier. |
| $250,000 and upStandard Member tier. | 0.60% | — | Standard Member tier. |
Sources (1)
- wescom.org/accounts/retirement-accounts · captured Sep 16, 2026
Who can join Wescom Financial
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in California are eligible for membership.
Military, government and schools
- UCLA alumni are eligible for membership, even if not living in Southern California.
Family and household
- Family members of current Wescom Financial members may be eligible for membership.
Cost to join
- Establishing membership requires opening a Regular Savings Account with a minimum deposit of $1.
Membership information collected October 5, 2026.