Bank · FDIC insured
Beach Cities Commercial Bank Savings Rates
Beach Cities Commercial Bank’s best savings rate is 0.45% APY on $10,000, with its Standard Money Market. Rates checked October 16, 2026.
How Beach Cities Commercial Bank’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Beach Cities Commercial Bank has the most branches. $10,000, best rate first.
This bank’s best
Beach Cities Commercial Bank
0.45%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $45
Standard Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Beach Cities Commercial Bank savings score
77
Savings score
Higher than 43% of U.S. banks and credit unions
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0003.79%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Beach Cities Commercial Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Elite Money Market
4.89%APY
Treasury Money Market Account. Treasury-indexed APYs are based on the 1-Month less 25 basis points, 1-Year or 2-Year U.S. Treasury Constant Maturity (CMT) rate, updated on the second business day of each month using the last CMT rate published by the Federal Reserve for the preceding month and remain in effect the entire month. Rates may require new money. If account average daily balance for the period falls below $25,000, the account will earn the Standard Money Market variable rate in effect at that time. Interest calculated using average daily balance method, compounded monthly and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $499,999 and upRates may require new money (funds not currently on deposit with Beach Cities Commercial Bank). Stated rate is indexed to the 2-Year U.S. Treasury Constant Maturity (CMT) rate. If average daily balance falls below $25,000, earns Standard Money Market rate.$499,999 and up | 4.89% | — | Rates may require new money (funds not currently on deposit with Beach Cities Commercial Bank). Stated rate is indexed to the 2-Year U.S. Treasury Constant Maturity (CMT) rate. If average daily balance falls below $25,000, earns Standard Money Market rate. |
Sources (1)
- beachcitiescb.com/Rates · captured Oct 16, 2026
Premier Money Market
4.58%APY
Treasury Money Market Account. Treasury-indexed APYs are based on the 1-Month less 25 basis points, 1-Year or 2-Year U.S. Treasury Constant Maturity (CMT) rate, updated on the second business day of each month using the last CMT rate published by the Federal Reserve for the preceding month and remain in effect the entire month. Rates may require new money. If account average daily balance for the period falls below $25,000, the account will earn the Standard Money Market variable rate in effect at that time. Interest calculated using average daily balance method, compounded monthly and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $249,999 and upRates may require new money (funds not currently on deposit with Beach Cities Commercial Bank). Stated rate is indexed to the 1-Year U.S. Treasury Constant Maturity (CMT) rate. If average daily balance falls below $25,000, earns Standard Money Market rate.$249,999 and up | 4.58% | — | Rates may require new money (funds not currently on deposit with Beach Cities Commercial Bank). Stated rate is indexed to the 1-Year U.S. Treasury Constant Maturity (CMT) rate. If average daily balance falls below $25,000, earns Standard Money Market rate. |
Sources (1)
- beachcitiescb.com/Rates · captured Oct 16, 2026
Professional Money Market
3.79%APY
Treasury Money Market Account. Treasury-indexed APYs are based on the 1-Month less 25 basis points, 1-Year or 2-Year U.S. Treasury Constant Maturity (CMT) rate, updated on the second business day of each month and remain in effect the entire month. Rates may require new money. If account average daily balance for the period falls below $25,000, the account will earn the Standard Money Market variable rate in effect at that time. Interest calculated using average daily balance method, compounded monthly and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and upRates may require new money (funds not currently on deposit with Beach Cities Commercial Bank). Stated rate is indexed to Treasury Constant Maturity (CMT) rate. If average daily balance falls below $25,000, earns Standard Money Market rate.$25,000 and up | 3.79% | — | Rates may require new money (funds not currently on deposit with Beach Cities Commercial Bank). Stated rate is indexed to Treasury Constant Maturity (CMT) rate. If average daily balance falls below $25,000, earns Standard Money Market rate. |
Sources (1)
- beachcitiescb.com/Rates · captured Oct 16, 2026
Standard Money Market
0.45%APY
Earn simple interest with minimum $2,500 balance. Includes 8 free withdrawals per statement cycle and first order of standard checks paid by bank. Interest calculated using average daily balance method, compounded monthly and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $25,000 | 0.45% | $45 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.