Credit union · NCUA insured
First Financial Credit Union Savings Rates
First Financial Credit Union’s best savings rate is 0.45% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How First Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where First Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
First Financial Credit Union
0.45%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $45
Money Market Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
First Financial Credit Union savings score
75
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
Up to 0.45%APY
Must maintain the minimum daily balance of $2,500 in this Account to avoid a monthly Low Balance Fee as set forth in the Fee Schedule and to earn the disclosed APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMust maintain the minimum daily balance of $2,500 to avoid a monthly Low Balance Fee and earn disclosed APY. | 0.40% | $40 | Must maintain the minimum daily balance of $2,500 to avoid a monthly Low Balance Fee and earn disclosed APY. |
| $10,000 – $24,999Must maintain the minimum daily balance of $2,500 to avoid a monthly Low Balance Fee and earn disclosed APY. | 0.45% | $45 | Must maintain the minimum daily balance of $2,500 to avoid a monthly Low Balance Fee and earn disclosed APY. |
| $25,000 – $99,999Must maintain the minimum daily balance of $2,500 to avoid a monthly Low Balance Fee and earn disclosed APY. | 0.50% | — | Must maintain the minimum daily balance of $2,500 to avoid a monthly Low Balance Fee and earn disclosed APY. |
| $100,000 and upMust maintain the minimum daily balance of $2,500 to avoid a monthly Low Balance Fee and earn disclosed APY. | 0.55% | — | Must maintain the minimum daily balance of $2,500 to avoid a monthly Low Balance Fee and earn disclosed APY. |
Sources (1)
- ffcu.org/rates · captured Oct 16, 2026
SuperSavers
Up to 0.25%APY
You must have a First Financial Credit Union (FFCU) Checking Account and either Direct Deposit or Payroll Deduction to be eligible to earn additional dividends from other qualifying FFCU services. You must maintain the average daily balance of $1,000 to avoid closure of this account and to receive yields. Fees may be charged monthly if balance falls below $1,000 at any time within a calendar month. Dividend yield will be increased for a maximum of 5 elective products/services, 2 of which must be checking and Direct Deposit/Payroll Deduction; any additional electives will not result in further increases. In addition, the elective products/services must be under the same account number as your SuperSavers account. APY paid on average daily balance and on all eligible electives on the last business weekday of the quarter. Qualifying FFCU services include mortgages, home equity loans, HELOC, auto, RV and motorcycle loans, and eStatements. Certain other qualifying services count as one service each: unsecured personal loans (including lines of credit), credit cards, share certificates (excluding IRA certificates), SuperSavers accounts, and IRAs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance& 3 electivesAny balance | 0.25% | $25 | & 3 electives |
| Any balance& 2 electivesAny balance | 0.20% | $20 | & 2 electives |
| Any balancePlus Direct Deposit or Payroll DeductionAny balance | 0.15% | $15 | Plus Direct Deposit or Payroll Deduction |
| Any balancePlus Checking AccountAny balance | 0.10% | $10 | Plus Checking Account |
| Any balance | 0.05% | $5 |
Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum $100 to earn dividends.$100 and up | 0.05% | $5 | Minimum $100 to earn dividends. |
Summer Savers
0.05%APY
Must mature in July or August 2025 (or July/August 2026).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceListed as Flexible Savers on rate sheet; must mature in July or August 2026. Minimum to earn dividends is $0.Any balance | 0.05% | $5 | Listed as Flexible Savers on rate sheet; must mature in July or August 2026. Minimum to earn dividends is $0. |
Special-purpose accounts
IRA Savings
0.25%APY
Includes Roth IRA and Educational IRA accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Junior Savers
0.05%APY
Designed for children to start building savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum $5 to earn dividends.$5 and up | 0.05% | $5 | Minimum $5 to earn dividends. |
Who can join First Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or members of designated select employer groups and partner organizations are eligible for membership.
Military, government and schools
- Active and retired members of the Congress of Faculty Associations (CFA), members in good standing of CTA, or other organizations affiliated with CTA in California are eligible for membership.
- Employees of CTA, affiliated teacher organizations, or chapters of the CTA are eligible for membership.
- Active and retired members of the California Teachers Association (CTA), its subsidiaries, chapters, or affiliated teacher organizations are eligible for membership.
- Employees or members of Association of California School Administrators (ACSA), California College Association (CCA), California Retired Teachers Association (CRTA), California School Employees Association (CSEA), California Teachers Association (CTA), or United Teachers Los Angeles (UTLA) are eligible for membership.
Family and household
- Immediate family members/relatives of existing members (including siblings, parents, grandparents, spouse, children, grandchildren, first or second cousin, aunt, uncle, stepparent, stepchild, and any adopted relationship) are eligible for membership.
Membership information collected October 5, 2026.