Credit union · NCUA insured
San Diego Firefighters Federal Credit Union
Top CarrotA $151.7M credit union headquartered in San Diego, CA, with 3,511 members and 2 branches in 2 states. Best rates: CDs 4.45% and savings 0.50% APY.
San Diego Firefighters Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 95% of U.S. banks and credit unions
#1 of 35 in San Diego, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About San Diego Firefighters Federal Credit Union
San Diego Firefighters Federal Credit Union was founded in 1984 as a member-owned cooperative to create a better financial alternative for firefighters and their families.
The credit union continues to be focused on the firefighting community in the county of San Diego.
- Headquarters
- 4926 La Cuenta Dr, San Diego, CA 92124-2609
- NCUA charter
- 24110
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or members of Firefighter Related Organizations are eligible for membership.
Military, government and schools
- Employed and compensated or retired firefighters, fire department personnel, and lifeguards permanently assigned to any Fire Department located within San Diego County are eligible for membership.
Family and household
- Immediate family members of eligible members, including spouse (or domestic partners living in the same household), children, grandchildren, siblings, parents, and grandparents, are eligible for membership.
Cost to join
- Membership requires opening a Regular Savings account with a $25 minimum deposit.
Branches
2 branches in 2 states
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California
1 branch
- Main OfficeMain office4926 La Cuenta Dr, San Diego, CA 92124Directions
South Dakota
1 branch
- CU*South/Site Four608 Goeden Dr, Yankton, SD 57078Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.68% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.26% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.56% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $46 | $76 | — |
- CapitalNet worth ratio7.68%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.26%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.56%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$46Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of San Diego Firefighters Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.