Credit union · NCUA insured
San Diego Firefighters Federal Credit Union Savings Rates
Top CarrotSan Diego Firefighters Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How San Diego Firefighters Federal Credit Union’s savings rates compare
Compared with banks and credit unions near San Diego, CA, where San Diego Firefighters Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
San Diego Firefighters Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $50
Money Market
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
San Diego Firefighters Federal Credit Union savings score
80
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.15%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where San Diego Firefighters Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
Membership in SDFFCU is limited to employed or retired firefighters and Fire Department personnel permanently assigned to any Fire Department in San Diego County, immediate family, or employees/members of Firefighter Related Organizations. Has no term restrictions or minimum balance to open. Requires a minimum balance of $1,000 to earn dividends (no penalties/fees for balances less than $1,000). Rate applies to the entire balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Requires a minimum of $1,000 to earn dividends. | 0.00% | — | Requires a minimum of $1,000 to earn dividends. |
| $1,000 – $10,000 | 0.25% | — | |
| $10,000 – $25,000 | 0.50% | $50 | |
| $25,000 – $50,000 | 0.75% | — | |
| $50,000 – $100,000 | 1.00% | — | |
| $100,000 – $500,000 | 1.15% | — | |
| $500,000 and up | 1.36% | — |
Share Savings
0.25%APY
Membership in SDFFCU is limited to employed or retired firefighters and Fire Department personnel permanently assigned to any Fire Department in San Diego County, immediate family, or employees/members of Firefighter Related Organizations.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.25% | $25 |
Who can join San Diego Firefighters Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or members of Firefighter Related Organizations are eligible for membership.
Military, government and schools
- Employed and compensated or retired firefighters, fire department personnel, and lifeguards permanently assigned to any Fire Department located within San Diego County are eligible for membership.
Family and household
- Immediate family members of eligible members, including spouse (or domestic partners living in the same household), children, grandchildren, siblings, parents, and grandparents, are eligible for membership.
Cost to join
- Membership requires opening a Regular Savings account with a $25 minimum deposit.
Membership information collected October 5, 2026.