Bank · FDIC insured
Legacy Bank
A $112.8M bank headquartered in Murrieta, CA, with 1 branch in California. Best rates: CDs 4.00% and savings 0.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.00%CD rates →
- Savings783.40%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Legacy Bank
- Headquarters
- 41391 Kalmia St, Murrieta, CA 92562
- FDIC certificate
- 59204 ↗
Branches
1 branch in California
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California
1 branch
- Legacy BankMain office41391 Kalmia St, Murrieta, CA 92562Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.29% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.61% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | -2.02% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $76 | $81 | — |
- CapitalLeverage ratio8.29%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.61%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets-2.02%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$76Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Legacy Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.