Credit union · NCUA insured
Wescom Financial
A $6.5B credit union, the 60th largest of 4,329, headquartered in Pasadena, CA, with 263,628 members and 30 branches in California. Best rates: CDs 4.00% and savings 0.30% APY.
Wescom Financial Carrot Score
71
Carrot Score
Higher than 28% of U.S. banks and credit unions
#95 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Wescom Financial
Founded in 1934 by 13 Pacific Telephone employees to help fellow employees obtain loans, Wescom Financial is a member-owned credit union.
Originally formed as Telephone Employees Credit Union, it changed its name to Wescom Credit Union in 1996 and updated to Wescom Financial in 2025.
Now operating 30 branches, the credit union focuses on helping members throughout California build better lives with comprehensive financial services.
- Headquarters
- 123 S Marengo Ave, Pasadena, CA 91101
- NCUA charter
- 66703
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in California are eligible for membership.
Military, government and schools
- UCLA alumni are eligible for membership, even if not living in Southern California.
Family and household
- Family members of current Wescom Financial members may be eligible for membership.
Cost to join
- Establishing membership requires opening a Regular Savings Account with a minimum deposit of $1.
Branches
30 branches in California
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California
30 branches
Los Angeles area · 19
- Anaheim5495 E La Palma Ave, Anaheim, CA 92807Directions
- Knott's Berry Farm8039 Beach Blvd Bldg 6301, Buena Park, CA 90620Directions
- Costa Mesa2701 Harbor Blvd, Suite E-2, Costa Mesa, CA 92626Directions
- Culver City10970 Jefferson Blvd, Culver City, CA 90230Directions
- Hawthorne2871 W 120th St, Hawthorne, CA 90250Directions
- Irvine15378 Alton Pkwy, Irvine, CA 92618Directions
- La Habra1330 S Beach Blvd Ste B, La Habra, CA 90631Directions
- Laguna Niguel28121 Crown Valley Pkwy Ste K, Laguna Niguel, CA 92677Directions
- UCLA Campus BranchAckerman Student Union, 1st Floor, Ste 308, Westwood Plaza, Los Angeles, CA 90095Directions
- West Los Angeles11776 Santa Monica Blvd Ste 117, Los Angeles, CA 90025Directions
- Orange3743 W Chapman Ave Ste C, Orange, CA 92868Directions
- Palmdale39575 Trade Center Dr, Palmdale, CA 93551Directions
- Pasadena123 S Marengo Ave, Pasadena, CA 91101Directions
- Santa Clarita24165 Magic Mountain Pkwy, Santa Clarita, CA 91355Directions
- Sherman Oaks5000 Van Nuys Blvd Ste 100, Sherman Oaks, CA 91403Directions
- Signal Hill2600 Cherry Ave, Signal Hill, CA 90755Directions
- Torrance4373 W 182nd ST, Torrance, CA 90504Directions
- Tustin2979 El Camino Real, Tustin, CA 92782Directions
- West Covina2646 E Garvey Ave S Ste F, West Covina, CA 91791Directions
Riverside area · 4
- Corona3431 Grand Oaks Ste 102, Corona, CA 92881Directions
- Ontario4330 Mills Cir, Ontario, CA 91764Directions
- Redlands9980 Alabama St, Ste F1, Redlands, CA 92374Directions
- Riverside3790 Tyler St, Riverside, CA 92503Directions
Salinas area · 4
- King City510 Canal St Ste R, King City, CA 93930Directions
- Marina130 General Stillwell Dr Ste 100, Marina, CA 93933Directions
- Salinas1141 S Main St, Salinas, CA 93901Directions
- Soledad315 Gabilan Dr, Soledad, CA 93960Directions
Oxnard area · 3
- Oxnard1660 E Gonzales Rd, Oxnard, CA 93036Directions
- Simi Valley2691 Tapo Canyon Rd Ste E, Simi Valley, CA 93063Directions
- Thousand Oaks11A E Hillcrest Dr Ste A, Thousand Oaks, CA 91360Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.90% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.43% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.48% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $81 | $88 | — |
- CapitalNet worth ratio7.90%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.43%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.48%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$81Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Wescom Financial are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.