Credit union · NCUA insured
F&A Credit Union
Top CarrotA $3.1B credit union, the 165th largest of 4,329, headquartered in Monterey Park, CA, with 44,883 members and 2 branches in California. Best rates: CDs 4.50% and savings 2.28% APY.
F&A Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#2 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About F&A Credit Union
Founded in 1936, F&A Federal Credit Union operates branch locations in Monterey Park and Whittier, California.
The member-owned credit union serves more than 45,000 members, exclusively serving those who keep Los Angeles County safe and running.
- Headquarters
- 2625 CORPORATE Pl, Monterey Park, CA 91754
- NCUA charter
- 1493
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of Avalon City Professional Firefighters \u2013 Local 2295 are eligible for membership.
- General members of the Los Angeles County Fire Museum are eligible for membership.
- Members of Los Angeles County Firefighters \u2013 Local 1014 are eligible for membership.
- Members of West Covina Police Officers' Association are eligible for membership.
Military, government and schools
- Employees of Arcadia Fire Department are eligible for membership.
- Employees of listed city governments in Los Angeles and Orange Counties are eligible for membership.
7 more ways to join
Military, government and schools
- Uniformed members of the Hawthorne Police Officers Association are eligible for membership.
- Employees of County of Los Angeles Agricultural Commissioner / Weights and Measures are eligible for membership.
- Active and retired employees of the Los Angeles County Fire Department are eligible for membership.
- Los Angeles County Fire Department Lifeguards are eligible for membership.
- Employees of Newport Beach Fire Department are eligible for membership.
- Employees of UC Cooperative Extension Los Angeles County are eligible for membership.
Family and household
- Immediate family members of current F&A members (parents, grandparents, spouses, children, grandchildren, siblings, step-relations, and adoptive relations) are eligible for membership.
Cost to join
- Membership is established with a $5.00 deposit into an Ownership/Savings Account upon approval.
Branches
2 branches in California
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California
2 branches
- F&A MainMain office2625 CORPORATE Pl, Monterey Park, CA 91754Directions
- Whittier Branch13303 Hadley St, Whittier, CA 90601Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.59% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.36% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.05% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $60 | $88 | — |
- CapitalNet worth ratio12.59%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.36%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.05%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$60Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of F&A Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.