Credit union · NCUA insured
Diablo Valley Federal Credit Union Savings Rates
Diablo Valley Federal Credit Union’s best savings rate is 0.45% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Diablo Valley Federal Credit Union’s savings rates compare
Compared with banks and credit unions near San Francisco, CA, where Diablo Valley Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Diablo Valley Federal Credit Union
0.45%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $45
Money Market Account
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Diablo Valley Federal Credit Union savings score
77
Savings score
Higher than 44% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Diablo Valley Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.45%APY
Write up to 3 checks each month; maximum of three automatic payments to come directly out of the account each month. Variable rate.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $5,000Rates and APYs are anticipated for the current period and variable. · $5 to open | 0.30% | $5 | — | Rates and APYs are anticipated for the current period and variable. |
| $5,000 – $10,000Rates and APYs are anticipated for the current period and variable. · $5,000 to open | 0.40% | $5,000 | — | Rates and APYs are anticipated for the current period and variable. |
| $10,000 – $25,000Limited check access per month. Rates and APYs are anticipated for the current period and variable. · $10,000 to open | 0.45% | $10,000 | $45 | Limited check access per month. Rates and APYs are anticipated for the current period and variable. |
| $25,000 – $49,999Rates and APYs are anticipated for the current period and variable. · $25,000 to open | 0.50% | $25,000 | — | Rates and APYs are anticipated for the current period and variable. |
| $50,000 – $100,000Rates and APYs are anticipated for the current period and variable. · $50,000 to open | 0.55% | $50,000 | — | Rates and APYs are anticipated for the current period and variable. |
| $100,000 and upRates and APYs are anticipated for the current period and variable. · $100,000 to open | 0.75% | $100,000 | — | Rates and APYs are anticipated for the current period and variable. |
Sources (1)
- diablovalleyfcu.org/accounts/money-market · captured Sep 16, 2026
Share Account (Savings)
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Sources (2)
All captured Sep 25, 2026
Special-purpose accounts
Christmas Club
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Sources (1)
- diablovalleyfcu.org/rates · captured Sep 25, 2026
Club Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Educational IRA
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Sources (1)
- diablovalleyfcu.org/rates · captured Sep 25, 2026
IRA Savings
0.05%APY
Choose from Traditional or Roth IRA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upIRA Account (any type) annual admin fee is $15.00 each.$5 and up | 0.05% | $5 | IRA Account (any type) annual admin fee is $15.00 each. |
Who can join Diablo Valley Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- People who work, attend school, live, or worship in 14 central Contra Costa County cities are eligible to open accounts.
Membership information collected October 5, 2026.