Bank · FDIC insured
Pacific Alliance Bank
A $454.4M bank headquartered in San Gabriel, CA, with 3 branches in California. Best rates: CDs 3.91% and savings 0.75% APY.
Pacific Alliance Bank Carrot Score
73
Carrot Score
Higher than 34% of U.S. banks and credit unions
#89 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Pacific Alliance Bank
Founded in 2006 by business entrepreneurs and professionals, Pacific Alliance Bank is a California state-chartered bank.
The bank serves communities in Southern California with branches in San Gabriel, Rowland Heights, and Irvine.
- Headquarters
- 641 W Las Tunas Dr, San Gabriel, CA 91776
- FDIC certificate
- 58234 ↗
Branches
3 branches in California
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California
3 branches
- Pacific Alliance BankMain office641 W Las Tunas Dr, San Gabriel, CA 91776Directions
- Irvine Branch4520 Barranca Pkwy, Irvine, CA 92604Directions
- Rowland Heights Branch18906 Gale Ave, Rowland Heights, CA 91748Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.37% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.16% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.56% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $94 | $81 | — |
- CapitalLeverage ratio13.37%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.16%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.56%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$94Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Pacific Alliance Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.