Bank · FDIC insured
Legacy Bank Savings Rates
Legacy Bank’s best savings rate is 0.50% APY on $10,000, with its Consumer Premier Money Market. Rates checked October 16, 2026.
How Legacy Bank’s savings rates compare
Compared with banks and credit unions near Riverside, CA, where Legacy Bank has the most branches. $10,000, best rate first.
This bank’s best
Legacy Bank
0.50%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $50
Consumer Premier Money Market
Top rate
EverBank
4.20%APY
- Minimum
- $0
- Earns on $10,000 a year
- $420
2nd-highest rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Legacy Bank savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0003.40%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Legacy Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Consumer Premier Money Market
0.50%APY
Monthly service fee of $15 is waived with a $2,500 Monthly Average Balance or $10,000 Monthly Combined Balances (excludes loan balances). Additional deposits allowed at any time. Transaction limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Monthly service fee waived with $2,500 monthly average balance or $10,000 combined balances (excludes loan balances). | 0.50% | $50 | Monthly service fee waived with $2,500 monthly average balance or $10,000 combined balances (excludes loan balances). |
| $25,000 – $50,000Monthly service fee waived with $2,500 monthly average balance or $10,000 combined balances (excludes loan balances). | 0.75% | — | Monthly service fee waived with $2,500 monthly average balance or $10,000 combined balances (excludes loan balances). |
| $50,000 – $100,000Monthly service fee waived with $2,500 monthly average balance or $10,000 combined balances (excludes loan balances). | 3.30% | — | Monthly service fee waived with $2,500 monthly average balance or $10,000 combined balances (excludes loan balances). |
| $100,000 – $250,000Monthly service fee waived with $2,500 monthly average balance or $10,000 combined balances (excludes loan balances). | 3.40% | — | Monthly service fee waived with $2,500 monthly average balance or $10,000 combined balances (excludes loan balances). |
| $250,000 – $1,000,000,000Monthly service fee waived with $2,500 monthly average balance or $10,000 combined balances (excludes loan balances). | 3.50% | — | Monthly service fee waived with $2,500 monthly average balance or $10,000 combined balances (excludes loan balances). |
Consumer Signature Savings
0.02%APY
$5.00 monthly service fee is waived with a $500 monthly average balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000$5.00 monthly service fee is waived with a $500 monthly average balance. | 0.02% | $2 | $5.00 monthly service fee is waived with a $500 monthly average balance. |
| $25,000 – $50,000$5.00 monthly service fee is waived with a $500 monthly average balance. | 0.03% | — | $5.00 monthly service fee is waived with a $500 monthly average balance. |
| $50,000 – $100,000$5.00 monthly service fee is waived with a $500 monthly average balance. | 0.04% | — | $5.00 monthly service fee is waived with a $500 monthly average balance. |
| $100,000 – $1,000,000,000$5.00 monthly service fee is waived with a $500 monthly average balance. | 0.05% | — | $5.00 monthly service fee is waived with a $500 monthly average balance. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.