Credit union · NCUA insured
McKesson & Healthcare Providers FCU Savings Rates
Top CarrotMcKesson & Healthcare Providers FCU’s best savings rate is 0.50% APY on $10,000, with its Premier Share Money Market. Rates checked October 16, 2026.
How McKesson & Healthcare Providers FCU’s savings rates compare
Compared with banks and credit unions near San Francisco, CA, where McKesson & Healthcare Providers FCU has the most branches. $10,000, best rate first.
This credit union’s best
McKesson & Healthcare Providers FCU
2.02%APY
- Requires
- Monthly account activity
- Minimum
- $1
- Earns on $10,000 a year
- $202
Select Share Money Market
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
McKesson & Healthcare Providers FCU savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.79%
- $10,000 balance$10,0002.79%
- $100,000 balance$100,0002.79%
- QualifiedQualified2.79%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where McKesson & Healthcare Providers FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
KickStart Money Market
Up to 2.79%APY
Reverse earning tier. Interest is paid at tier rates on balances within each tier; total interest paid is the sum from each tier. Blended APY assumes the amount is held in the account for one year.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upLevel I; APY range stated as 2.79%-2.79% | 2.79% | $279 | Level I; APY range stated as 2.79%-2.79% |
| $2,500 and upLevel II; blended APY stated as 2.79%-0.86% | 0.25% | $25 | Level II; blended APY stated as 2.79%-0.86% |
| $10,000 and upLevel III; blended APY stated as 0.86%-0.50% | 0.50% | $50 | Level III; blended APY stated as 0.86%-0.50% |
Sources (2)
All captured Sep 16, 2026
Select Share Money Market
Up to 2.02%APY
Requires a MAHPFCU suffix opened under the same Member Number with a total monthly direct deposit of $500 or more (established within 60 days of opening). If the account fails to meet eligibility, a default rate of 0.05% APY applies.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDefault interest rate if account fails to meet direct deposit eligibility requirement ($500/month) | 0.05% | $5 | Default interest rate if account fails to meet direct deposit eligibility requirement ($500/month) |
| Up to $25,000Level I; variable blended APY of 2.02% (or 2.02%-2.02%); requires $500/month qualifying direct deposit | 2.02% | $202 | Level I; variable blended APY of 2.02% (or 2.02%-2.02%); requires $500/month qualifying direct deposit |
| $25,000 – $50,000Level II; variable blended APY range 2.02%-2.15%; requires $500/month qualifying direct deposit | 2.28% | — | Level II; variable blended APY range 2.02%-2.15%; requires $500/month qualifying direct deposit |
| $50,000 – $100,000Level III; variable blended APY range 2.15%-2.34%; requires $500/month qualifying direct deposit | 2.53% | — | Level III; variable blended APY range 2.15%-2.34%; requires $500/month qualifying direct deposit |
| $100,000 – $250,000Level IV; variable blended APY range 2.34%-2.48%; requires $500/month qualifying direct deposit | 2.58% | — | Level IV; variable blended APY range 2.34%-2.48%; requires $500/month qualifying direct deposit |
| $250,000 – $500,000Level V; variable blended APY range 2.48%-2.61%; requires $500/month qualifying direct deposit | 2.74% | — | Level V; variable blended APY range 2.48%-2.61%; requires $500/month qualifying direct deposit |
| $500,000 and upLevel VI; variable blended APY range 2.61%-2.79%; requires $500/month qualifying direct deposit | 2.79% | — | Level VI; variable blended APY range 2.61%-2.79%; requires $500/month qualifying direct deposit |
Sources (2)
All captured Sep 16, 2026
Premier Share Money Market
Up to 0.50%APY
Must maintain minimum average daily balance to obtain APY. If balance drops below minimum requirement, no dividend is received for that month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upLevel I; compounded and credited monthly; must maintain minimum average daily balance to obtain APY | 0.25% | $25 | Level I; compounded and credited monthly; must maintain minimum average daily balance to obtain APY |
| $10,000 and upLevel II; compounded and credited monthly; must maintain minimum average daily balance to obtain APY | 0.50% | $50 | Level II; compounded and credited monthly; must maintain minimum average daily balance to obtain APY |
| $25,000 and upLevel III; compounded and credited monthly; must maintain minimum average daily balance to obtain APY | 0.75% | — | Level III; compounded and credited monthly; must maintain minimum average daily balance to obtain APY |
| $50,000 and upLevel IV; compounded and credited monthly; must maintain minimum average daily balance to obtain APY | 1.06% | — | Level IV; compounded and credited monthly; must maintain minimum average daily balance to obtain APY |
| $100,000 and upLevel V; compounded and credited monthly; must maintain minimum average daily balance to obtain APY | 1.26% | — | Level V; compounded and credited monthly; must maintain minimum average daily balance to obtain APY |
Sources (2)
All captured Sep 16, 2026
Regular Share Accounts
0.05%APY
Initial deposit of $25 establishes the account; must maintain a $25 balance to remain eligible for Credit Union services. Dividends declared monthly by the Board of Directors.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMonthly dividend frequency; requires a minimum balance of $100 to earn stated rate.$100 and up | 0.05% | $5 | Monthly dividend frequency; requires a minimum balance of $100 to earn stated rate. |
Sources (2)
All captured Sep 16, 2026
Special-purpose accounts
Club Share Accounts
0.05%APY
Special share type set up under member number for specific purposes (such as Vacation Share Account or Holiday Club Account). Holiday share account balances are transferred into checking or share savings annually at the end of October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMonthly dividend frequency; requires a minimum balance of $5.$5 and up | 0.05% | $5 | Monthly dividend frequency; requires a minimum balance of $5. |
Sources (2)
All captured Sep 16, 2026
Youth Share Accounts
0.05%APY
Designed for youth to manage finances; requires a minimum balance of $5.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMonthly dividend frequency; requires a minimum balance of $5.$5 and up | 0.05% | $5 | Monthly dividend frequency; requires a minimum balance of $5. |
Sources (2)
All captured Sep 16, 2026
Who can join McKesson & Healthcare Providers FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of DS Waters, LP, or any of their subsidiaries in the U.S. are eligible for membership.
- Employees and volunteers of McKesson & Healthcare Providers FCU, as well as persons retired as pensioners or annuitants from eligible employment, are eligible for membership.
- Healthcare professionals, businesses, employees, independent contractors, or self-employed persons who work regularly in the healthcare industry in Alameda, Contra Costa, and Solano Counties are eligible for membership.
- Employees of Matson, Inc. or any of their subsidiaries in the U.S. are eligible for membership.
- Employees of McKesson Corporation or any of their subsidiaries in the U.S. are eligible for membership.
- Employees of Change Healthcare, CoverMyMeds, DS Services, Sarah Cannon Research Institute, or any of their subsidiaries in the U.S. are eligible for membership.
2 more ways to join
Family and household
- Members of immediate families or households of eligible individuals, and spouses of persons who died while within the field of membership, are eligible for membership.
Other ways
- Organizations of persons eligible for membership are eligible to join.
Cost to join
- A deposit of $25.00 into a share savings account is required upon approval of membership.
Membership information collected October 5, 2026.