Credit union · NCUA insured
Skyla Credit Union
Top CarrotA $1.7B credit union, the 300th largest of 4,329, headquartered in Charlotte, NC, with 112,990 members and 19 branches in 3 states. Best rates: CDs 4.75% and savings 2.15% APY.
Skyla Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#1 of 38 in Charlotte, NC-SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Skyla Credit Union
Formerly named Charlotte Metro Credit Union, Skyla Credit Union is based in Charlotte, North Carolina.
The credit union operates 19 branches.
- Headquarters
- 3700 South Blvd, Suite 400, Charlotte, NC 28209
- NCUA charter
- 24808
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligible to join via partner association, the American Consumer Council (ACC).
Branches
19 branches in 3 states
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North Carolina
17 branches
Charlotte area · 12
- 900 Central Ave900 Central Ave, Charlotte, NC 28204Directions
- Ashley2732 Ashley Rd, Charlotte, NC 28208Directions
- Ballantyne11228 Ardrey Kell Rd, Charlotte, NC 28277Directions
- Goodwill5301 Wilkinson Blvd, Suite 1103A, Charlotte, NC 28208Directions
- LOSO Branch3700 South Blvd, Suite 100, Charlotte, NC 28209Directions
- Sunset4525 Sunset Rd, Charlotte, NC 28216Directions
- University1835 W W T Harris Blvd, Charlotte, NC 28262Directions
- Harrisburg4720 NC highway 49 S, Harrisburg, NC 28075Directions
- Huntersville16614 Old Statesville Rd, Huntersville, NC 28078Directions
- Gastonia830 Groves St, Lowell, NC 28098Directions
- Matthews435 N Trade St, Matthews, NC 28105Directions
- Salisbury940 Jake Alexander Blvd W, Salisbury, NC 28147Directions
Asheville area · 1
- Asheville148 Charlotte St, Asheville, NC 28801Directions
Burlington area · 1
- Graham306 N Main St, Graham, NC 27253Directions
Greensboro area · 1
- Greensboro1400 Yanceyville St, Greensboro, NC 27405Directions
Shelby area · 1
- Kings Mountain114 E Gold St, Kings Mountain, NC 28086Directions
Forest City area · 1
- Forest City126 Gateway Commerce Ct, Spindale, NC 28160Directions
California
1 branch
- Pasadena100 Walnut St, Pasadena, CA 91124Directions
South Carolina
1 branch
- Riverwalk Branch269 Harwich St, Rock Hill, SC 29730Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.61% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.32% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.57% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $93 | $88 | — |
- CapitalNet worth ratio9.61%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.32%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.57%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$93Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Skyla Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.