Credit union · NCUA insured
First Financial Credit Union
A $746.5M credit union headquartered in Pasadena, CA, with 33,009 members and 7 branches in California. Best rates: CDs 3.00% and savings 0.45% APY.
First Financial Credit Union Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#102 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About First Financial Credit Union
Founded in 1933 during the Great Depression, the credit union was started by a group of educators to focus on their underserved colleagues.
First Financial Credit Union is a full-service financial institution serving Southern California, with a commitment to the educational community.
- Headquarters
- 2900 Bradley St, Pasadena, CA 91107-1560
- NCUA charter
- 24875
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or members of designated select employer groups and partner organizations are eligible for membership.
Military, government and schools
- Active and retired members of the Congress of Faculty Associations (CFA), members in good standing of CTA, or other organizations affiliated with CTA in California are eligible for membership.
- Employees of CTA, affiliated teacher organizations, or chapters of the CTA are eligible for membership.
- Active and retired members of the California Teachers Association (CTA), its subsidiaries, chapters, or affiliated teacher organizations are eligible for membership.
- Employees or members of Association of California School Administrators (ACSA), California College Association (CCA), California Retired Teachers Association (CRTA), California School Employees Association (CSEA), California Teachers Association (CTA), or United Teachers Los Angeles (UTLA) are eligible for membership.
Family and household
- Immediate family members/relatives of existing members (including siblings, parents, grandparents, spouse, children, grandchildren, first or second cousin, aunt, uncle, stepparent, stepchild, and any adopted relationship) are eligible for membership.
Branches
7 branches in California
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California
7 branches
Los Angeles area · 4
- Lakewood Branch4018 Hardwick ST, Lakewood, CA 90712Directions
- Northridge Branch19600 Plummer St Ste 400, Northridge, CA 91324Directions
- Pasadena Branch2900 Bradley St, Pasadena, CA 91107Directions
- West Covina Branch2530 E Workman Ave, West Covina, CA 91791Directions
Riverside area · 3
- Montclair Branch8750 Central Ave, Montclair, CA 91763Directions
- Financial Service Centers Cooperative, Inc.2855 E Guasti RD STE 202, Ontario, CA 91761Directions
- Redlands Branch10080 Alabama ST STE A, Redlands, CA 92374Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.04% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.66% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.24% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $55 | $76 | — |
- CapitalNet worth ratio7.04%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.66%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.24%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$55Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of First Financial Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.