Credit union · NCUA insured
Parishioners Federal Credit Union Savings Rates
Parishioners Federal Credit Union’s best savings rate is 0.45% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How Parishioners Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Parishioners Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Parishioners Federal Credit Union
0.45%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $45
Money Market Accounts
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Parishioners Federal Credit Union savings score
76
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Parishioners Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.45%APY
Minimum opening deposit is $2,500. Up to three withdrawals per month. If balances drop below $2,500, dividends may be lower. Interest is computed daily, compounded and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.05% | — |
| $2,500 – $9,999 | 0.25% | — |
| $10,000 – $49,999 | 0.45% | $45 |
| $50,000 – $99,000 | 0.65% | — |
| $100,000 and up | 0.85% | — |
Share Savings Account
0.05%APY
Establishes and maintains Parishioners Federal Credit Union membership. Can be opened with as little as $10 ($5 membership fee and $5 opening deposit). Dividends calculated monthly on daily balance and posted quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceIncludes $5 membership fee and $5 opening deposit.Any balance | 0.05% | $5 | Includes $5 membership fee and $5 opening deposit. |
Special-purpose accounts
Faithful Savings
5.00%APY
For children, grandchildren, nieces, nephews, godchildren or other young loved ones. 5% APY on the first $500.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5005% APY applies to the first $500 balance tier.Up to $500 | 5.00% | — | 5% APY applies to the first $500 balance tier. |
Sources (1)
- parishionersfcu.org/youth-accounts · captured Oct 6, 2026
Christmas Savings Club
0.05%APY · 1 term
Annual term runs from November 16 and ends on November 15 of the following year. On November 15 balance is distributed before Christmas. Dividends calculated monthly on daily balance and posted quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsNo minimum amount needed to open account or maximum deposit; no service charges | 0.05% | $5 |
Who can join Parishioners Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals associated with specific Catholic parishes, parochial schools, and other Catholic-affiliated organizations served throughout Southern California are eligible for membership.
Cost to join
- A $5 membership fee is required upon submitting the membership application.
- An initial opening deposit of at least $5 into a share savings account is required for membership.
Membership information collected October 5, 2026.