Compare Bank & Credit Union Rates
Best savings rates in Austin, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Austin, TX
- 0.40%APY$40 a year on $10,000
Requirements
Product: Maintain average daily balance of $300 or more to avoid a $3 Monthly Minimum Balance Fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals incur a $2 Excess Debit Fee. Interest is paid on the Daily Ledger Balance.
Offer: Daily balance less than $2,500 to obtain APY. Monthly fee waived with average daily balance of $300 or more.
0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $2,500 0.20% $2,500 – $10,000 0.30% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $250,000 1.26% $250,000 and up 1.41% Rate checked
More details - A+ Federal Credit UnionTiered Money MarketTiered Money Market · $2,500 min · 0.35%–0.70% by balance
Credit union · 8 branches
0.35%APY$35 a year on $10,000Requirements
Product: Membership required. Insured by NCUA. $1 to open, no monthly fees, and no transfer or withdrawal limit. Minimum to earn dividends is $2,500. Dividends calculated by applying the highest rate based on the balance tier to the entire account balance (calculated by end of day balance, paid monthly). No checks for the Tiered Money Market. No Fiduciary, Guardianship, Association, or Business accounts allowed to open a Tiered Money Market. All accounts screened through ChexSystems.
Offer: Minimum balance to earn dividends is $2,500. Dividends calculated by applying the highest rate based on the balance tier to the entire account balance.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY $2,500 – $25,000Your amount 0.35% $25,000 – $50,000 0.60% $50,000 – $100,000 0.60% $100,000 – $250,000 0.70% $250,000 and up 0.70% Rate checked
More details - Velocity Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.35%–0.70% by balance
Credit union · 4 branches
0.35%APY$35 a year on $10,000Requirements
Product: Unlimited over-the-counter transactions; limited to six pre-authorized withdrawals or transfers each month (all can be by check). Dividends compounded daily and paid monthly. Rates set on the first day of each month. $10 monthly service fee avoided by keeping a minimum balance of $2,000.
Offer: Dividends calculated daily and paid monthly. Monthly fee waived with balance of $2,000 or greater.
Compounded daily · $10 monthly fee · Effective Apr 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $50,000Your amount 0.35% $50,000 – $90,000 0.60% $90,000 – $200,000 0.70% $200,000 and up 0.70% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Membership eligibility required. No monthly service fees. Dividends paid monthly. $1 minimum deposit to open account and earn stated APY.
Offer: A $1 minimum balance is required to open a savings account and earn the stated APY.
0.30% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Greater Texas Credit UnionMoney Market AccountMoney Market Account · 0.00%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Dividends paid monthly. Daily Balance Method calculation.
Offer: Daily Balance Method.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.30% $25,000 – $75,000 0.35% $75,000 – $150,000 0.40% $150,000 and up 0.50% Rate checked
More details - Nizari Credit UnionSpecial SharesSavings · $100 min · 0.25%–0.30% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Mar 31, 2026
Rate by balance
Rate by balance for Special Shares Balance APY $100 – $100,000Your amount 0.25% Over $100,000 0.30% Rate checked
More details - Nizari Credit UnionShare Savings AccountSavings · $110 min · 0.25%–0.30% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Serves as membership account, giving access to other products and services. Dividends accrue from date of deposit and are paid quarterly. Effective 02/01/2019 for minimum opening balance.
0.25% interest rate · No monthly fee · Effective Mar 31, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $100,000Your amount 0.25% Over $100,000 0.30% Rate checked
More details - VeraBankPlatinum Money MarketPlatinum Money Market · $5,000 min · 0.25%–3.04% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: $15,000 minimum balance to avoid $12.00 monthly service charge. 6 withdrawals per month at no fee, then $10.00 each.
Offer: $15,000 minimum balance to avoid $12.00 monthly service charge.
0.25% interest rate · $12 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.26% $1,000,000 – $5,000,000 2.27% $5,000,000 – $15,000,000 2.78% $15,000,000 and up 3.04% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Monthly maintenance fee of $4 is waived for the first 61 days after account opening, if daily balance of $200 is maintained, or for account owners under 18.
0.25% interest rate · $4 monthly fee · Effective Sep 25, 2026
Rate checked
More details - Government Employees FCUPrime Share SavingsSavings · $5 min · 0.20%–0.30% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum balance of $5.00 required. $25.00 minimum balance required to earn stated APY. Dividends compounded daily and credited quarterly. Maximum 6 withdrawals/transfers per month.
Offer: $25 minimum balance to receive stated APY. Compounded daily, credited quarterly.
0.20% interest rate · Compounded daily
Rate by balance
Rate by balance for Prime Share Savings Balance APY Up to $5,000 0.20% $5,000 – $50,000Your amount 0.25% Over $50,000 0.30% Rate checked
More details - Travis County Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.00%–0.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: There are limitations to the number of transactions that you can conduct in a month.
0.00% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.00% $2,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.30% $50,000 – $99,999 0.35% $100,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Must pair savings with Performance Checking or E-Checking. No monthly maintenance fees. No minimum deposit to open. 2 free withdrawals per month.
Offer: Must pair with Performance Checking or E-Checking.
Qualified rate · 0.10% interest rate · No monthly fee · Effective May 21, 2026
Rate by balance
Rate by balance for Step-Up Savings Balance APY $100 – $1,000 0.10% $1,000 – $10,000Your amount 0.25% $10,000 – $25,000 0.35% $25,000 – $100,000 0.50% Over $100,000Deposits greater than $100,000 pay 0.00%. 0.00% Rate checked
More details - Austin Telco Federal Credit UnionMoney MarketMoney Market · $50 min · 0.00%–0.95% by balance
Credit union · 7 branches
0.25%APY$25 a year on $10,000Requirements
Product: A minimum deposit of $50 is required to open this account. A daily balance of $2,000 is required to obtain the Annual Percentage Yield for the monthly dividend period. Dividends are compounded and paid monthly. No monthly service fee.
Offer: A minimum deposit of $50 is required to open this account. A daily balance of $2,000 is required to obtain the Annual Percentage Yield for the monthly dividend period. Dividends are compounded and paid monthly. No monthly service fee.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 0.00% $2,000 – $24,999Your amount 0.25% $25,000 – $74,999 0.35% $75,000 – $124,999 0.40% $125,000 – $499,999 0.50% $500,000 – $999,999 0.80% $1,000,000 and up 0.95% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Austin, TX
124 accounts at 42 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 3.01%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Austin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nizari Credit UnionCredit union · 2 branches
- Government Employees FCUCredit union · 6 branches
- Cornerstone Capital BankBank · 1 branch