Bank · FDIC insured
VeraBank Savings Rates
VeraBank’s best savings rate is 0.25% APY on $10,000, with its Platinum Money Market. Rates checked October 16, 2026.
How VeraBank’s savings rates compare
Compared with banks and credit unions near Longview, TX, where VeraBank has the most branches. $10,000, best rate first.
This bank’s best
VeraBank
0.25%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $25
Platinum Money Market
Top rate
Barksdale Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
VeraBank savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where VeraBank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Platinum Money Market
0.25%APY
$15,000 minimum balance to avoid $12.00 monthly service charge. 6 withdrawals per month at no fee, then $10.00 each.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000$15,000 minimum balance to avoid $12.00 monthly service charge. | 0.25% | $25 | $15,000 minimum balance to avoid $12.00 monthly service charge. |
| $25,000 – $100,000$15,000 minimum balance to avoid $12.00 monthly service charge. | 0.75% | — | $15,000 minimum balance to avoid $12.00 monthly service charge. |
| $100,000 – $250,000$15,000 minimum balance to avoid $12.00 monthly service charge. | 1.00% | — | $15,000 minimum balance to avoid $12.00 monthly service charge. |
| $250,000 – $1,000,000$15,000 minimum balance to avoid $12.00 monthly service charge. | 1.26% | — | $15,000 minimum balance to avoid $12.00 monthly service charge. |
| $1,000,000 – $5,000,000$15,000 minimum balance to avoid $12.00 monthly service charge. | 2.27% | — | $15,000 minimum balance to avoid $12.00 monthly service charge. |
| $5,000,000 – $15,000,000$15,000 minimum balance to avoid $12.00 monthly service charge. | 2.78% | — | $15,000 minimum balance to avoid $12.00 monthly service charge. |
| $15,000,000 and up$15,000 minimum balance to avoid $12.00 monthly service charge. | 3.04% | — | $15,000 minimum balance to avoid $12.00 monthly service charge. |
Sources (2)
All captured Oct 6, 2026
Money Market Savings
0.10%APY
$1,500 minimum balance to avoid $8.00 monthly service charge. 6 withdrawals per month at no fee, then $10 each. If balance falls below $1,500, interest is paid at the lower Statement Savings account rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,500Balance less than $1,500. $1,500 minimum balance required to avoid $8.00 monthly service charge. | 0.05% | — | Balance less than $1,500. $1,500 minimum balance required to avoid $8.00 monthly service charge. |
| $1,500 and upBalance over $1,500. $1,500 minimum balance to avoid $8.00 monthly service charge. | 0.10% | $10 | Balance over $1,500. $1,500 minimum balance to avoid $8.00 monthly service charge. |
Sources (2)
All captured Oct 6, 2026
Personal Savings
0.10%APY
Also referred to as Statement Savings in product details and fee disclosures. Minimum balance of $100 to avoid monthly service charge and to receive interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 minimum opening balance. $100 minimum balance to avoid $2.00 monthly service charge and to earn interest. 2 withdrawals per month at no fee ($2.00 each after 2 withdrawals per month). Interest paid monthly.$100 and up | 0.10% | $10 | $100 minimum opening balance. $100 minimum balance to avoid $2.00 monthly service charge and to earn interest. 2 withdrawals per month at no fee ($2.00 each after 2 withdrawals per month). Interest paid monthly. |
Special-purpose accounts
Launch Savings
0.10%APY
For customers age 13 to 24. For those under age 18, a parent or guardian must be a signer on the account. At age 25, the account converts to Statement Savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable for customers age 13 to 24. $25 minimum to open. No monthly fee. No minimum balance. 2 withdrawals per month at no fee ($2.00 each after 2 withdrawals per month). Interest paid monthly.Any balance | 0.10% | $10 | Available for customers age 13 to 24. $25 minimum to open. No monthly fee. No minimum balance. 2 withdrawals per month at no fee ($2.00 each after 2 withdrawals per month). Interest paid monthly. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.