Compare Bank & Credit Union Rates
Best savings rates in Beaumont, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Beaumont, TX
- 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must have a linked High-Yield Checking or Cash Back Checking account. No minimum balance required to earn rewards ($0.01 minimum balance to earn rewards). No monthly service fees. No minimum opening deposit. Qualification requirements per Monthly Qualification Cycle: at least 1 direct deposit/ACH credit/debit, at least 15 debit card purchases, and enrollment in eStatements. Dividends credited on the last day of the statement cycle. Membership required.
Offer: When qualifications are met during the Monthly Qualification Cycle. Daily balances up to and including $100,000 earn dividend rate of 2.96% (3.00% APY).
Qualified rate · 2.96% interest rate · No monthly fee · Effective Jul 8, 2026
Rate checked
More details - 2.01%APY$201 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play checking account. Limit 1 account per SSN. Qualifying for linked Kasasa checking rewards qualifies for highest Kasasa Saver rate. Monthly qualification cycle requires at least 10 debit card purchases (30 for Kasasa Cash Level 2), at least 1 ACH debit, 1 direct deposit, or 1 bill pay transaction, and enrollment in e-Statements.
Offer: When qualifications in linked Kasasa checking account are met during Monthly Qualification Cycle.
Qualified rate · 1.99% interest rate · No monthly fee · Effective Jul 1, 2023
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 2.01% $50,000 and up 0.50%* Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Exclusively available to Kasasa checking account holders (links to free Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play checking). Automatic transfers of Kasasa earnings.
Offer: When qualifications are met in linked Kasasa checking account (at least 12 debit card purchases, enrolled in and agree to receive e-statements, enrolled in and log into online banking during Monthly Qualification Cycle).
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Free Kasasa Saver® Balance APY Up to $30,000Your amount 2.00% Over $30,000 0.60% Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Must be a Texas resident and at least 18 years of age (or have a co-owner). Must have a linked Kasasa Cash or Kasasa Cash Back account which must remain open. Requires eStatements and monthly Direct Deposit/ACH credit on the linked checking account. No monthly service fee.
Offer: When linked Kasasa Cash or Kasasa Cash Back qualifications are met (at least 1 ACH payment transaction or direct deposit post and settle, at least 15 debit card purchases post and settle, and receive eStatements).
Qualified rate · 1.24% interest rate · No monthly fee · Effective Aug 1, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $20,000Your amount 1.25% Over $20,000 0.83% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Links to free Earn Well or Spend Well checking. Limit 1 account per social security number. Base rate applies if qualifications are not met during Monthly Qualification Cycle (12 debit card purchases post and settle, 1 ACH/direct deposit/bill pay transaction post and settle, and eStatements enrollment).
Offer: Qualifications met in linked Earn Well or Spend Well checking account during Monthly Qualification Cycle.
Qualified rate · 0.99% interest rate · No monthly fee · Effective Nov 3, 2016
Rate by balance
Rate by balance for Save Well Balance APY Up to $25,000Your amount 1.00% $25,000 and up 0.25% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Regular Shares Savings Account required for all CCCU accounts. Free savings account that pays quarterly dividends. No minimum balance to keep. $5.00 minimum opening deposit for regular share account.
Offer: Balances up to $25,000
No monthly fee
Rate by balance
Rate by balance for Ultimate Savings Balance APY Up to $25,000Your amount 1.00% $25,000 and up 0.20% Rate checked
More details - Wellspring Credit UnionThrive Well Money MarketThrive Well Money Market · $2,000 min · 0.75%–0.90% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,0000.75% interest rate
Rate by balance
Rate by balance for Thrive Well Money Market Balance APY $2,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 and up 0.90% Rate checked
More details - Rave FinancialMoney Market AccountMoney Market Account · $2,000 min · 0.40%–0.80% by balance
Credit union · 4 branches
0.60%APY$60 a year on $10,000Requirements
Product: Open online or in person with an investment of $2,000 or more. No minimum balance requirement. Dividends are compounded monthly and calculated on daily balance.
0.40% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.40% $10,000 – $25,000Your amount 0.60% $25,000 and up 0.80% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Must maintain a minimum balance of $2,500 to earn dividends. Includes 6 free withdrawals each month. No monthly service fees.
Offer: Competitive dividends on balances of $2,500 or more. Must maintain a minimum balance of $2,500 to earn dividends.
0.60% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Neches Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.10%–0.80% by balance
Credit union · 3 branches
0.60%APY$60 a year on $10,0000.10% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.10% $2,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.70% $50,000 and up 0.80% Rate checked
More details - DuGood Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.60%–0.85% by balance
Credit union · 5 branches
0.60%APY$60 a year on $10,000Requirements
Product: Anyone who lives, works, or worships in Chambers, Hardin, Jasper, Jefferson, Liberty, Newton, Orange, or Tyler County is eligible to join. Members can also sponsor their immediate family.
0.60% interest rate · Effective Feb 18, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 and upYour amount 0.60% $50,000 and up 0.60% $100,000 and up 0.85% Rate checked
More details - Education First Federal Credit UnionMoney Market CheckingMoney Market Checking · $0 min · 0.00%–0.90% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Membership is open to anyone who lives, works, or worships in the Texas counties of Angelina, Chambers, Jasper, Jefferson, Hardin, Liberty, Newton, Orange, Polk, Sabine, San Augustine, Shelby, Trinity, and Tyler. Fees could reduce earnings on this account.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,000 0.00% $2,000 – $19,999Your amount 0.50% $20,000 – $50,000 0.60% $50,000 – $250,000 0.70% $250,000 and up 0.90% Rate checked
More details - 5Point Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.20%–1.25% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Enjoy a higher rate of return on your balance while keeping the flexibility to make unlimited in-person withdrawals and/or six other transactions monthly. Fees could reduce earnings on this account.
Offer: Fees could reduce earnings on this account.
0.20% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.20% $2,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $500,000 0.60% $500,000 and up 1.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Beaumont, TX
52 accounts at 19 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 1.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Beaumont, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Eastex Credit UnionCredit union · 2 branches
- Neches Federal Credit UnionCredit union · 11 branches
- Synergy Federal Credit UnionCredit union · 1 branch