Credit union · NCUA insured
Nizari Credit Union Savings Rates
Top CarrotNizari Credit Union’s best savings rate is 2.27% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Nizari Credit Union’s savings rates compare
Compared with banks and credit unions near Houston, TX, where Nizari Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Nizari Credit Union
4.00%APY
- Earns on $10,000 a year
- $400
Nizari Savings Plus
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Earns on $10,000 a year
- $513
3rd-highest rate
MidFirst Bank
4.00%APY
- Earns on $10,000 a year
- $400
Nizari Credit Union savings score
99
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0004.00%
- $10,000 balance$10,0004.00%
- $100,000 balance$100,0004.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Nizari Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Nizari Savings Plus
4.00%APY
Minimum balance of $1,000.00 is required to receive the dividend. Dividends are compounded and paid monthly. No dividend will be paid if account is closed before month end.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $250,000 | 4.00% | $400 |
| $250,000 – $500,000 | 3.51% | — |
| $500,000 – $1,000,000 | 3.35% | — |
| Over $1,000,000 | 3.04% | — |
Sources (1)
- nizaricu.org/rates · captured Oct 6, 2026
Nizari Diamond Savings Account
Up to 3.87%APY
Minimum balance of $500,000.00 is required to receive the dividend. Dividends accrue from date of deposit, compounded and paid monthly. No dividend will be paid if account is closed before month end. Effective October 1st, 2018.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500,000 – $1,500,000 | 3.45% | — |
| $1,500,000 – $2,500,000 | 3.45% | — |
| $2,500,000 – $3,500,000 | 3.51% | — |
| $3,500,000 – $4,500,000 | 3.51% | — |
| $4,500,000 – $7,500,000 | 3.56% | — |
| Over $7,500,000 | 3.87% | — |
Money Market Account
2.27%APY
No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $100,000No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end. | 2.27% | $227 | No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end. |
| $100,000 – $500,000No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end. | 2.32% | — | No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end. |
| $500,000 – $1,500,000No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end. | 3.45% | — | No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end. |
| $1,500,000 – $2,500,000No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end. | 3.45% | — | No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end. |
| $2,500,000 – $4,500,000No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end. | 3.51% | — | No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end. |
| $4,500,000 – $13,000,000No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end. | 3.56% | — | No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end. |
| Over $13,000,000No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end. | 3.61% | — | No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end. |
Sources (1)
- nizaricu.org/rates · captured Oct 8, 2026
Share Savings Account
0.25%APY
Serves as membership account, giving access to other products and services. Dividends accrue from date of deposit and are paid quarterly. Effective 02/01/2019 for minimum opening balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $100,000 | 0.25% | $25 |
| Over $100,000 | 0.30% | — |
Sources (3)
All captured Oct 6, 2026
Special Shares
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $100,000 | 0.25% | $25 |
| Over $100,000 | 0.30% | — |
Sources (1)
- nizaricu.org/rates · captured Oct 6, 2026
Special-purpose accounts
Youth Savings Account
3.66%APY
Member must be between the age of 13 – 17 years at the time of opening the account. Dividend accrues from the date of deposit, compounded and paid monthly. No dividend will be paid if account is closed before month end.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $25,000 | 3.66% | $366 |
| Over $25,000 | 1.00% | — |
Coverdell Education Savings Account
0.75%APY
Contribution limit of $2,000 per year per beneficiary. Income limits: phased out if income is $95,000 – $110,000 if single, or $190,000 – $220,000 if married. Beneficiary may assume control at age 18 or 21 in most states. Tax exempt for education expenses kindergarten through graduate school; non-educational withdrawals incur 10% IRS penalty on earnings and taxed in year withdrawn. NCUSIF insured. Rate represents 1/2 % over declared dividend.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $100,000 | 0.75% | $75 |
| Over $100,000 | 0.80% | — |
Nizari College Savings Account
0.75%APY
No income limits for contribution. Contribution limit of $6,000 per year per beneficiary. Account is controlled by custodian. Education expenses for college and graduate school (tuition, books, lodging). 10% penalty on earnings for non-qualifying withdrawals. Earnings subject to tax every year (1099-INT). NCUSIF insured. Rate represents 1/2 % over declared dividend.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $100,000 | 0.75% | $75 |
| Over $100,000 | 0.80% | — |
IRA Savings
0.25%APY
Available as Traditional IRA and Roth IRA share savings plans. NCUA insured.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $100,000 | 0.25% | $25 |
| Over $100,000 | 0.30% | — |
Who can join Nizari Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Current employees of the credit union are eligible to apply for membership.
- Any person who is a Shia Imami Ismaili Muslim attending any Jamatkhana located in the United States of America is eligible to apply for membership.
Family and household
- Non-Ismaili spouses and children of eligible members are eligible to apply for membership.
Membership information collected October 5, 2026.