Credit union · NCUA insured
RBFCU Savings Rates
Top CarrotRBFCU’s best savings rate is 1.76% APY on $10,000, with its RBFCU Classic Money Market. Rates checked October 16, 2026.
How RBFCU’s savings rates compare
Compared with banks and credit unions near San Antonio, TX, where RBFCU has the most branches. $10,000, best rate first.
This credit union’s best
RBFCU
1.76%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $176
RBFCU Classic Money Market
Top rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
RBFCU savings score
89
Savings score
Higher than 85% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0001.76%
- $100,000 balance$100,0002.22%
- QualifiedQualified1.76%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where RBFCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
RBFCU Classic Money Market
1.76%APY
$2,500 minimum deposit to open account. Dividends compounded and paid monthly. The credit union pays the applicable tiered dividend rate on the total balance in the account. If balance falls below $2,500, the account will automatically revert to the savings account rate at that time, by the end of the business day. Up to six electronic or over-the-phone outgoing transactions/withdrawals per account per month; excessive transaction fee applies thereafter. Unlimited deposits at a branch.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000Rate applied to the entire balance. | 1.76% | $176 | Rate applied to the entire balance. |
| $25,000 – $75,000Rate applied to the entire balance. | 1.76% | — | Rate applied to the entire balance. |
| $75,000 – $150,000Rate applied to the entire balance. | 2.22% | — | Rate applied to the entire balance. |
| $150,000 and upRate applied to the entire balance. | 2.43% | — | Rate applied to the entire balance. |
Sources (2)
All captured Oct 6, 2026
RBFCU Choice Money Market
1.67%APY on $10,000
Personal only, limited to one per member as the primary owner/tax-reported owner (not available for businesses/EINs). $2,500 minimum deposit to open account. Blended rate structure. Dividends compounded and paid monthly. If balance falls below $2,500, the account will automatically revert to the savings account rate at that time, by the end of the business day. Up to six electronic or over-the-phone outgoing transactions/withdrawals per account per month; excessive transaction fee applies thereafter. Unlimited deposits at a branch.
| Part of the balance | Rate on that part |
|---|---|
| $2,500 – $10,000 | 2.20% |
| $10,000 – $25,000 | 1.90% |
| Over $25,000 | 1.75% |
On $10,000 the tiers blend to about 1.67% APY, earning $167 a year.
Sources (2)
All captured Oct 6, 2026
Savings Account
0.30%APY
Membership eligibility required. No monthly service fees. Dividends paid monthly. $1 minimum deposit to open account and earn stated APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upA $1 minimum balance is required to open a savings account and earn the stated APY.$1 and up | 0.30% | $30 | A $1 minimum balance is required to open a savings account and earn the stated APY. |
Special-purpose accounts
IRA Savings
0.50%APY
Available as Traditional IRA and Roth IRA. $1 minimum deposit to open account and earn stated APY. Insured separately up to $250,000 by NCUA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upA $1 minimum balance is required to open an IRA Savings account and earn the stated APY.$1 and up | 0.50% | $50 | A $1 minimum balance is required to open an IRA Savings account and earn the stated APY. |
Who can join RBFCU
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Immediate family members or household members of an existing member qualify for membership.
Other ways
- Membership is open to individuals through more than 5,000 qualifying options based on where they live, work, worship, or attend school.
Cost to join
- Members are required to open a primary savings account with a minimum deposit of $1, which must remain in the account at all times.
Membership information collected October 5, 2026.