Compare Bank & Credit Union Rates
Best savings rates in Cedar Park, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Cedar Park, TX
- 3.50%APY$350 a year on $10,000
Requirements
Product: Limit one Save First Account per membership. Save First Accounts not available on business memberships. Maximum balance is $30,000; deposits exceeding maximum are deposited into primary savings. Dividends are paid quarterly.
Offer: Enhanced APY earned on balances up to $30,000 if there are no withdrawals or transfers from the account during the dividend quarter. Minimum daily balance to earn dividends is $0.01. Minimum to avoid service charge is $0.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Save First Balance APY Up to $30,000Your amount 3.50% $30,000 and up 0.00% Rate checked
More details - RBFCURBFCU Classic Money MarketRBFCU Classic Money Market · $2,500 min · 1.76%–2.43% by balance
Credit union · 2 branches
1.76%APY$176 a year on $10,000Requirements
Product: $2,500 minimum deposit to open account. Dividends compounded and paid monthly. The credit union pays the applicable tiered dividend rate on the total balance in the account. If balance falls below $2,500, the account will automatically revert to the savings account rate at that time, by the end of the business day. Up to six electronic or over-the-phone outgoing transactions/withdrawals per account per month; excessive transaction fee applies thereafter. Unlimited deposits at a branch.
Offer: Rate applied to the entire balance.
1.75% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for RBFCU Classic Money Market Balance APY $2,500 – $25,000Your amount 1.76% $25,000 – $75,000 1.76% $75,000 – $150,000 2.22% $150,000 and up 2.43% Rate checked
More details - Texell Credit UnionMoney MarketMoney Market · $2,500 min · 1.15%–2.30% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: Dividends are paid monthly and deposited into the account. Deposits insured up to $500,000.
Effective Jan 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $50,000Your amount 1.15% $50,000 – $100,000 1.30% $100,000 – $250,000 1.95% $250,000 and up 2.30% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Frost BankFrost Money Market AccountFrost Money Market Account · $50 min · 0.90%–2.85% by balance
Bank · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or if you own a Frost Premium Account; otherwise $15 monthly service charge.
Offer: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or own a Frost Premium Account.
0.90% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Money Market Account Balance APY Up to $25,000Your amount 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.15% $100,000 – $250,000 2.15% $250,000 – $1,000,000 2.30% $1,000,000 – $2,500,000 2.35% $2,500,000 – $10,000,000 2.50% $10,000,000 – $20,000,000 2.65% $20,000,000 and up 2.85% Rate checked
More details - United Heritage Credit UnionIndependence SavingsSavings · $100 min · 0.25%–0.60% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Requires a 30-month investment term with fixed interest rate. Early withdrawal subject to loss of dividends. Membership/Regular Savings required.
Offer: Dividend rate compounded monthly; early withdrawal subject to loss of dividends.
0.25% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Independence Savings Balance APY $100 – $4,999 0.25% $5,000 – $9,999 0.40% $10,000 and upYour amount 0.60% Rate checked
More details - Citizens National BankPremier Money Market AccountPremier Money Market Account · $10,000 min · 0.55%–1.65% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: $15 account maintenance fee waived with $10,000 minimum daily balance. 6 free debits per month; $7.50 for each debit thereafter. Unlimited in-person withdrawals.
Offer: Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. $15 monthly maintenance fee waived with $10,000 minimum daily balance.
0.55% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $25,000Your amount 0.55% $25,000 – $75,000 0.65% $75,000 – $150,000 0.85% $150,000 – $1,000,000 1.65% $1,000,000 and up 1.65% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Earn competitive interest on the entire balance. $3 account maintenance fee waived with a $300 minimum daily balance.
Offer: $3 account maintenance fee waived with a $300 minimum daily balance.
0.40% interest rate · $3 monthly fee
Rate checked
More details - A+ Federal Credit UnionTiered Money MarketTiered Money Market · $2,500 min · 0.35%–0.70% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Membership required. Insured by NCUA. $1 to open, no monthly fees, and no transfer or withdrawal limit. Minimum to earn dividends is $2,500. Dividends calculated by applying the highest rate based on the balance tier to the entire account balance (calculated by end of day balance, paid monthly). No checks for the Tiered Money Market. No Fiduciary, Guardianship, Association, or Business accounts allowed to open a Tiered Money Market. All accounts screened through ChexSystems.
Offer: Minimum balance to earn dividends is $2,500. Dividends calculated by applying the highest rate based on the balance tier to the entire account balance.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY $2,500 – $25,000Your amount 0.35% $25,000 – $50,000 0.60% $50,000 – $100,000 0.60% $100,000 – $250,000 0.70% $250,000 and up 0.70% Rate checked
More details - Velocity Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.35%–0.70% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Unlimited over-the-counter transactions; limited to six pre-authorized withdrawals or transfers each month (all can be by check). Dividends compounded daily and paid monthly. Rates set on the first day of each month. $10 monthly service fee avoided by keeping a minimum balance of $2,000.
Offer: Dividends calculated daily and paid monthly. Monthly fee waived with balance of $2,000 or greater.
Compounded daily · $10 monthly fee · Effective Apr 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $50,000Your amount 0.35% $50,000 – $90,000 0.60% $90,000 – $200,000 0.70% $200,000 and up 0.70% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Limit one Save First Account per membership. Save First Accounts not available on business memberships. Maximum balance is $30,000; deposits exceeding maximum are deposited into primary savings. Dividends are paid quarterly.
Offer: Standard rate applied if any withdrawals or transfers occur during the dividend quarter. Minimum daily balance to earn dividends is $0.01. Minimum to avoid service charge is $0.
Balance cap $30,000 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Minimum balance of $5 stays on deposit for the life of the account as ownership in the Credit Union. New members pay a $5 lifetime membership fee. Dividends are paid quarterly.
Offer: Minimum daily balance to earn dividends is $100. Minimum to avoid service charge is $0.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Membership eligibility required. No monthly service fees. Dividends paid monthly. $1 minimum deposit to open account and earn stated APY.
Offer: A $1 minimum balance is required to open a savings account and earn the stated APY.
0.30% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Greater Texas Credit UnionMoney Market AccountMoney Market Account · 0.00%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Dividends paid monthly. Daily Balance Method calculation.
Offer: Daily Balance Method.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.30% $25,000 – $75,000 0.35% $75,000 – $150,000 0.40% $150,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cedar Park, TX
48 accounts at 17 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 0.69%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Austin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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