Credit union · NCUA insured
Austin Telco Federal Credit Union
Top CarrotA $2.5B credit union, the 211th largest of 4,329, headquartered in Austin, TX, with 95,564 members and 23 branches in Texas. Best rates: CDs 4.42% and savings 0.25% APY.
Austin Telco Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 79% of U.S. banks and credit unions
#12 of 51 in Austin, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Austin Telco Federal Credit Union
Austin Telco Federal Credit Union is a member-owned cooperative headquartered in Austin, Texas, serving its community through 24 branch locations.
The credit union serves members across Travis, Williamson, Hays, Bastrop, Caldwell, and Burnet counties in Central Texas.
- Headquarters
- 11149 Research Blvd, Austin, TX 78759
- NCUA charter
- 4584
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or volunteer in Travis, Williamson, Hays, Bastrop, Caldwell, or Burnet County are eligible for membership.
Family and household
- Immediate relatives of eligible individuals are eligible to join.
Other ways
- Organizations associated with eligible individuals are eligible to join.
Cost to join
- A $5 deposit representing a share in the cooperative is required into a Regular Savings Account and must remain as a $5 minimum balance to keep membership open.
Branches
23 branches in Texas
Loading map…
Texas
23 branches
Austin area · 22
- Balcones CentreMain office11149 Research Blvd, Austin, TX 78759Directions
- Brodie9220 Brodie Ln, Austin, TX 78748Directions
- Frontier Trail4446 Frontier Trl, Austin, TX 78745Directions
- Hwy 2907501 E Highway 290, Austin, TX 78723Directions
- Jollyville12188 Jollyville Rd, Austin, TX 78759Directions
- Pecan Park13831 N Highway 183, Austin, TX 78750Directions
- Shoal Creek8929 Shoal Creek Blvd, Austin, TX 78757Directions
- Taos2400 Taos Blvd, Austin, TX 78745Directions
- Tech Ridge13309 N I-35 Svrd Nb, Austin, TX 78753Directions
- Bastrop530 Highway 71 W, Bastrop, TX 78602Directions
- Buda330 Old San Antonio Rd, Buda, TX 78610Directions
- Cedar Park511 N Bell Blvd, Cedar Park, TX 78613Directions
- Lakeline1820 S Lakeline Blvd, Cedar Park, TX 78613Directions
- Georgetown501 W University Ave, Georgetown, TX 78626Directions
- Lakeway1603 Ranch Road 620 S, Lakeway, TX 78734Directions
- Leander10200 E Crystal Falls Pkwy, Leander, TX 78641Directions
- Lockhart315 Hickory St, Lockhart, TX 78644Directions
- Stone Hill Town Center1525 Town Center Dr, Pflugerville, TX 78660Directions
- La Frontera201 Sundance Pkwy Ste B, Round Rock, TX 78681Directions
- University Oaks121 University Oaks Blvd, Round Rock, TX 78665Directions
- San Marcos904 Bugg Ln, San Marcos, TX 78666Directions
- Taylor3705 N Main St, Taylor, TX 76574Directions
Marble Falls area · 1
- Marble Falls2607 N US Highway 281, Marble Falls, TX 78654Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.04% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.35% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.59% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $88 | $88 | — |
- CapitalNet worth ratio14.04%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.35%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.59%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$88Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Austin Telco Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.