Bank · FDIC insured
Southside Bank Savings Rates
Southside Bank’s best savings rate is 1.51% APY on $10,000, with its High Yield Savings. Rates checked October 16, 2026.
How Southside Bank’s savings rates compare
Compared with banks and credit unions near Tyler, TX, where Southside Bank has the most branches. $10,000, best rate first.
This bank’s best
Southside Bank
1.51%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $151
High Yield Savings
Top rate
Altra Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Southside Bank savings score
88
Savings score
Higher than 83% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0001.51%
- $100,000 balance$100,0002.86%
- QualifiedQualified1.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southside Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Savings
1.51%APY
Maintain average daily balance of $10,000 or more to avoid a $10 minimum balance fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals charged an Excess Debit Fee of $10 each.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Daily balance less than $10,000 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more. | 0.50% | — | Daily balance less than $10,000 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more. |
| $10,000 – $25,000Daily balance of $10,000 to $24,999 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more. | 1.51% | $151 | Daily balance of $10,000 to $24,999 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more. |
| $25,000 – $100,000Daily balance of $25,000 to $99,999 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more. | 2.02% | — | Daily balance of $25,000 to $99,999 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more. |
| $100,000 – $250,000Daily balance of $100,000 to $249,999 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more. | 2.86% | — | Daily balance of $100,000 to $249,999 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more. |
| $250,000 – $500,000Daily balance of $250,000 to $499,999 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more. | 3.30% | — | Daily balance of $250,000 to $499,999 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more. |
| $500,000 and upDaily balance of $500,000 and above to obtain APY. Monthly fee waived with average daily balance of $10,000 or more. | 3.77% | — | Daily balance of $500,000 and above to obtain APY. Monthly fee waived with average daily balance of $10,000 or more. |
Sources (2)
All captured Sep 17, 2026
Platinum Advantage Investment Account
0.10%APY
Rate may change after account opens. Fees may reduce earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Daily balance to obtain APY: Less than $20,000. Rate may change after account opens. Fees may reduce earnings on the account. | 0.10% | $10 | Daily balance to obtain APY: Less than $20,000. Rate may change after account opens. Fees may reduce earnings on the account. |
| $20,000 – $49,999Daily balance to obtain APY: $20,000 - $49,999. Rate may change after account opens. Fees may reduce earnings on the account. | 0.18% | — | Daily balance to obtain APY: $20,000 - $49,999. Rate may change after account opens. Fees may reduce earnings on the account. |
| $50,000 – $74,999Daily balance to obtain APY: $50,000 - $74,999. Rate may change after account opens. Fees may reduce earnings on the account. | 0.25% | — | Daily balance to obtain APY: $50,000 - $74,999. Rate may change after account opens. Fees may reduce earnings on the account. |
| $75,000 – $149,999Daily balance to obtain APY: $75,000 - $149,999. Rate may change after account opens. Fees may reduce earnings on the account. | 0.65% | — | Daily balance to obtain APY: $75,000 - $149,999. Rate may change after account opens. Fees may reduce earnings on the account. |
| $150,000 – $249,999Daily balance to obtain APY: $150,000 - $249,999. Rate may change after account opens. Fees may reduce earnings on the account. | 0.75% | — | Daily balance to obtain APY: $150,000 - $249,999. Rate may change after account opens. Fees may reduce earnings on the account. |
| $250,000 – $499,999Daily balance to obtain APY: $250,000 - $499,999. Rate may change after account opens. Fees may reduce earnings on the account. | 1.00% | — | Daily balance to obtain APY: $250,000 - $499,999. Rate may change after account opens. Fees may reduce earnings on the account. |
| $500,000 – $999,999Daily balance to obtain APY: $500,000 - $999,999. Rate may change after account opens. Fees may reduce earnings on the account. | 1.11% | — | Daily balance to obtain APY: $500,000 - $999,999. Rate may change after account opens. Fees may reduce earnings on the account. |
| $1,000,000 – $2,999,999Daily balance to obtain APY: $1,000,000 - $2,999,999. Rate may change after account opens. Fees may reduce earnings on the account. | 1.16% | — | Daily balance to obtain APY: $1,000,000 - $2,999,999. Rate may change after account opens. Fees may reduce earnings on the account. |
| $3,000,000 – $4,999,999Daily balance to obtain APY: $3,000,000 - $4,999,999. Rate may change after account opens. Fees may reduce earnings on the account. | 2.12% | — | Daily balance to obtain APY: $3,000,000 - $4,999,999. Rate may change after account opens. Fees may reduce earnings on the account. |
| $5,000,000 and upDaily balance to obtain APY: $5,000,000 and above. Rate may change after account opens. Fees may reduce earnings on the account. | 3.04% | — | Daily balance to obtain APY: $5,000,000 and above. Rate may change after account opens. Fees may reduce earnings on the account. |
Sources (1)
- southside.com/online-services/rates · captured Oct 16, 2026
Regular Savings Account
0.40%APY
Maintain average daily balance of $300 or more to avoid a $3 Monthly Minimum Balance Fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals incur a $2 Excess Debit Fee. Interest is paid on the Daily Ledger Balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Daily balance less than $2,500 to obtain APY. Monthly fee waived with average daily balance of $300 or more. | 0.20% | — | Daily balance less than $2,500 to obtain APY. Monthly fee waived with average daily balance of $300 or more. |
| $2,500 – $10,000Daily balance of $2,500 to $9,999 to obtain APY. Monthly fee waived with average daily balance of $300 or more. | 0.30% | — | Daily balance of $2,500 to $9,999 to obtain APY. Monthly fee waived with average daily balance of $300 or more. |
| $10,000 – $25,000Daily balance of $10,000 to $24,999 to obtain APY. Monthly fee waived with average daily balance of $300 or more. | 0.40% | $40 | Daily balance of $10,000 to $24,999 to obtain APY. Monthly fee waived with average daily balance of $300 or more. |
| $25,000 – $50,000Daily balance of $25,000 to $49,999 to obtain APY. Monthly fee waived with average daily balance of $300 or more. | 0.60% | — | Daily balance of $25,000 to $49,999 to obtain APY. Monthly fee waived with average daily balance of $300 or more. |
| $50,000 – $100,000Daily balance of $50,000 to $99,999 to obtain APY. Monthly fee waived with average daily balance of $300 or more. | 0.90% | — | Daily balance of $50,000 to $99,999 to obtain APY. Monthly fee waived with average daily balance of $300 or more. |
| $100,000 – $250,000Daily balance of $100,000 to $249,999 to obtain APY. Monthly fee waived with average daily balance of $300 or more. | 1.26% | — | Daily balance of $100,000 to $249,999 to obtain APY. Monthly fee waived with average daily balance of $300 or more. |
| $250,000 and upDaily balance of $250,000 and above to obtain APY. Monthly fee waived with average daily balance of $300 or more. | 1.41% | — | Daily balance of $250,000 and above to obtain APY. Monthly fee waived with average daily balance of $300 or more. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Youth Savings Account
0.45%APY
For ages 17 and under. At age 18, converts to Personal Savings. Online applications available for ages 13-17; branch application required for ages 12 and under. Withdrawals or transfers limited to two per month without charge; additional withdrawals charged an Excess Debit Fee of $2. Interest paid on Daily Ledger Balance. No minimum balance to maintain and no monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.45% | $45 |
Sources (2)
All captured Oct 16, 2026
Health Savings Account (HSA)
0.20%APY
For individuals enrolled in a high-deductible health plan (HDHP). Maintain average daily balance of $500 or more to avoid $3 Minimum Balance Fee. Daily balance of $5,000 or greater required to earn interest.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Daily balance less than $5,000. Monthly fee waived with average daily balance of $500 or more. | 0.00% | — | Daily balance less than $5,000. Monthly fee waived with average daily balance of $500 or more. |
| $5,000 and upDaily balance of $5,000 and above. Monthly fee waived with average daily balance of $500 or more. | 0.20% | $20 | Daily balance of $5,000 and above. Monthly fee waived with average daily balance of $500 or more. |
Sources (3)
- southside.com/health-savings
- southside.com/online-services/rates
- southside.com/personal/accounts/savings
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.