Bank · FDIC insured
Woodforest National Bank Savings Rates
Woodforest National Bank’s best savings rate is 1.00% APY on $10,000, with its Emerald Elite Account. Rates checked September 25, 2026.
How Woodforest National Bank’s savings rates compare
Compared with banks and credit unions near Houston, TX, where Woodforest National Bank has the most branches. $10,000, best rate first.
This bank’s best
Woodforest National Bank
1.00%APY
- Minimum
- $25
- Earns on $10,000 a year
- $100
Emerald Elite Account
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
Woodforest National Bank savings score
84
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.50%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Woodforest National Bank ranks
By savings score, in each area where it has branches
- #40 of 117Houston-Pasadena-The Woodlands, TX metro111
- #59 of 135Dallas-Fort Worth-Arlington, TX metro38
- #20 of 41Charlotte-Concord-Gastonia, NC-SC metro23
- #16 of 49San Antonio-New Braunfels, TX metro20
- #14 of 35Virginia Beach-Chesapeake-Norfolk, VA-NC metro14
- #59 of 151Chicago-Naperville-Elgin, IL-IN metro12
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Emerald Elite Account
1.00%APY
Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. | 1.00% | $100 | Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. |
| $100,000 and upEmerald Elite 2nd Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. | 1.50% | — | Emerald Elite 2nd Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. |
| $250,000 and upEmerald Elite 3rd Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. | 2.00% | — | Emerald Elite 3rd Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. |
| $500,000 and upEmerald Elite 4th Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. | 3.00% | — | Emerald Elite 4th Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. |
Savings Account
Up to 0.30%APY
Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period. | 0.05% | $5 | Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period. |
| $10,000 and upTier Over $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period. | 0.30% | $30 | Tier Over $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period. |
Sources (2)
All captured Sep 25, 2026
Big Account
0.25%APY
Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.Over $0 | 0.25% | $25 | Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.