Credit union · NCUA insured
Travis County Credit Union Savings Rates
Travis County Credit Union’s best savings rate is 0.25% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Travis County Credit Union’s savings rates compare
Compared with banks and credit unions near Austin, TX, where Travis County Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Travis County Credit Union
0.25%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $25
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Travis County Credit Union savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Travis County Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.25%APY
There are limitations to the number of transactions that you can conduct in a month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.00% | — |
| $2,000 – $24,999 | 0.25% | $25 |
| $25,000 – $49,999 | 0.30% | — |
| $50,000 – $99,999 | 0.35% | — |
| $100,000 and up | 0.40% | — |
Share Account
0.05%APY
Deposit as little as $5 to open. Pays quarterly dividends based upon minimum balance requirements. Membership share account provides voting privileges and eligibility to serve on TCCU committees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Quarterly declared dividends on balances under $100. | 0.00% | — | Quarterly declared dividends on balances under $100. |
| $100 and upQuarterly declared dividends on balances $100 and above. | 0.05% | $5 | Quarterly declared dividends on balances $100 and above. |
Special-purpose accounts
Holiday Club
0.15%APY
Minimum $5.00 opening deposit. Unlimited deposits permitted, but no withdrawals allowed prior to maturity. Interest accrues through maturity (the Wednesday before Thanksgiving), when funds are automatically transferred to the main share account. If closed early, entire balance is returned without interest and the account cannot be reopened within the same offering year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo withdrawals permitted before maturity on the Wednesday before Thanksgiving. Early closure forfeits accrued interest.Any balance | 0.15% | $15 | No withdrawals permitted before maturity on the Wednesday before Thanksgiving. Early closure forfeits accrued interest. |
Who can join Travis County Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible to join if you live or work within Travis County lines.
Employers and groups
- You are eligible to join if you are employed by or affiliated with an organization that sponsors TCCU as its credit union.
- You are eligible to join if you are a retiree of an organization that sponsors TCCU as its credit union.
Military, government and schools
- You are eligible to join if you work for Travis County.
Family and household
- You are eligible to join if you are an immediate family member or household member of an existing TCCU member.
Membership information collected October 5, 2026.