Best savings rates in Texas

Requirements

Offer: Rates up to 5.0% APR.

Requirements

Product: Must provide proof of active service (military ID, employee/volunteer ID, paystub, or veterans ID) verifying role as an active first responder, educator, military personnel, healthcare worker, or veteran. At least one account owner must have an open checking account with Citizens Bank.

Offer: Earns 5.00% interest (5.12% APY) on balances up to $50,000. Balances in excess of $50,000 earn the regular savings account rate.

Requirements

Product: Available to new customers only. 12-month term with simple interest credited at maturity. Early withdrawal penalty applies. Minimum contract deposit amount is $1,000 and maximum contract deposit amount is $15,000. All bonus requirements must be fulfilled within 3 months of account opening and maintained through maturity.

Offer: Includes base rate (3.50% APY) plus +0.50% APY for opening a Woori America Bank Checking Account with monthly ACH deposits of at least $100, +0.50% APY for paperless eStatements, and +0.50% APY for opening a Woori America Bank Credit Card and linking checking account for payments (subject to credit approval).

Requirements

Product: Minimum balance of $1,000.00 is required to receive the dividend. Dividends are compounded and paid monthly. No dividend will be paid if account is closed before month end.

Requirements

Product: Special savings account automatically opened with QuickPay or enrolled via Paycheck Perks. Requires member in good standing. Tiered rates based on cumulative monthly direct deposits. Balances over $100,000 earn Regular Savings APY. Introductory offer applies for 5 consecutive months to new money. Variable-rate account.

Offer: Introductory rate for the first 5 consecutive months from account opening on new money. Requires checking account and cumulative monthly direct deposits of $2,500 or more. No balance cap during introductory period.

Requirements

Offer: Tier structure applies; more funds earn more dividends. $2,500 minimum daily balance required. $10 monthly fee waived if balance >= $2,500. Rates subject to change without notice.

Requirements

Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.

Offer: Qualifying rate requires direct deposit(s) of at least $500.00 to a Freedom Direct, Justice National, Beyond the Badge or Student checking account during a month.

Requirements

Product: Links to free Kasasa Cash Back, Kasasa Cash, or Kasasa Play checking for automatic savings. $25 minimum deposit to open. No monthly maintenance fees. Qualifications per Monthly Qualification Cycle: at least 1 direct deposit/ACH credit/debit, at least 12 debit card purchases post and settle, and enrolled in e-statements.

Offer: When Kasasa checking qualifications are met.

Requirements

Product: Membership is required. New money deposits only (funds originating outside SkyOne Federal Credit Union). Limit one Altitude Savings Account per primary membership number. Variable-rate account.

Offer: Requires new money only. No direct deposit required. Dividends compounded and credited monthly based on average daily balance method.

Requirements

Product: Limited to individuals with a Texas residential address. If you are not a Texas resident, you will be presented with an offer for the Star Savings Account.

Offer: Daily balance up to and including $1,000,000 will earn the disclosed APY. Texas residency required.

Requirements

Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.

Offer: No minimum opening deposit. No monthly account service charge.

Requirements

Product: One Name It Save It share per account. Six FREE withdrawals every rolling 12-month period from open date; $10.00 fee for all other withdrawals. Maximum balance is $1,000,000.00.

Offer: Dividends compounded and credited monthly based on calendar month average daily balance. Maximum balance to earn dividends is $1,000,000. Six free withdrawals per rolling 12 months, $10 per withdrawal thereafter.

Requirements

Offer: Maintain a $300 minimum daily balance to avoid the $5.00 monthly maintenance fee. Rate may change after account is opened. If account is closed prior to end of the statement cycle, interest will not be paid for that statement cycle.

Requirements

Product: Not available to open online; must be opened in person and funded with new money (funds not already on deposit at Altra). One account per member; personal accounts only (not available to Guardianship, Rep Payee, or UTMA accounts). No minimum deposit or minimum balance required. Additional deposits in-person only, up to $250,000 maximum. Earns posted APY on balances up to $250,000; amounts over $250,000 deposited to regular savings. Dividends paid monthly. Limited time offer.