Credit union · NCUA insured
Government Employees FCU
Top CarrotA $189M credit union headquartered in Austin, TX, with 9,467 members and 6 branches in Texas. Best rates: CDs 3.50% and savings 0.70% APY.
Government Employees FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 97% of U.S. banks and credit unions
#2 of 51 in Austin, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Government Employees FCU
Formed in 1931 as a financial cooperative to provide savings and loans for members, Government Employees FCU is the oldest credit union in Austin.
The credit union serves Travis County and all bordering counties, having expanded beyond its roots of serving postal and federal employees to many local groups.
- Headquarters
- 10806 Metric Blvd, Austin, TX 78758
- NCUA charter
- 24465
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals who belong to one of the eligible groups listed on the Select Employee Groups (SEG) are eligible for membership.
Military, government and schools
- Government employees are eligible for membership.
Other ways
- Eligibility can be gained by making a $15 donation to the Austin Public Library through GEFCU.
Cost to join
- A $15 donation to the Austin Public Library through GEFCU is required to gain membership eligibility via that path.
- A $5 deposit into a share account is required to become a member.
Branches
6 branches in Texas
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Texas
6 branches
- Main OfficeMain office10806 Metric Blvd, Austin, TX 78758Directions
- Compliance Branch1821 Directors Blvd, Austin, TX 78744Directions
- IRS Branch3651 S Interstate 35, Austin, TX 78741Directions
- South First6314 S 1st St, Austin, TX 78745Directions
- Kyle Branch1507 Bunton Creek Rd, Kyle, TX 78640Directions
- Pflugerville Branch900 Farm To Market Rd 685, Pflugerville, TX 78660Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.73% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.83% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.06% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $56 | $76 | — |
- CapitalNet worth ratio10.73%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.83%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.06%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$56Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Government Employees FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.