Compare Bank & Credit Union Rates
Best savings rates in Sugar Land, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Sugar Land, TX
- Nizari Credit UnionNizari Savings PlusSavings · $1,000 min · 3.04%–4.00% by balance
Credit union · 2 branches
4.00%APY$400 a year on $10,000Requirements
Product: Minimum balance of $1,000.00 is required to receive the dividend. Dividends are compounded and paid monthly. No dividend will be paid if account is closed before month end.
3.93% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Nizari Savings Plus Balance APY $1,000 – $250,000Your amount 4.00% $250,000 – $500,000 3.51% $500,000 – $1,000,000 3.35% Over $1,000,000 3.04% Rate checked
More details - 4.00%APY$400 a year on $10,000
Balance cap $49,999 · Effective Oct 14, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.04%APY$304 a year on $10,000
Requirements
Product: Avoid the $15 monthly service charge when you maintain a minimum $5,000 balance in the account every day of the statement cycle. 6 free debits per month; $10 each thereafter.
Offer: Must maintain a minimum balance of $5,000 every day of the statement cycle to obtain the disclosed APY and avoid the $15 monthly service charge. Earn an additional 0.10% APY with a qualifying consumer checking account relationship with a balance of $5,000.00 or more at the end of the day prior to the statement cycle.
$15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $5,000,000Your amount 3.04% Over $5,000,000Maintain a minimum balance of $5,000 every day of the statement cycle to avoid the $15 monthly service charge. 1.25% Rate checked
More details - 3.03%APY$303 a year on $10,000
Requirements
Product: Must maintain a minimum balance of $100.00 to keep account open and earn dividends. Maximum deposit of $1,000.00 per month for individual share savings accounts. Limited to 6 withdrawals/transfers per month (maximum 3 by draft/check/debit).
Offer: Interest/dividends compounded and credited quarterly on balances exceeding $100.00 based on the average daily balance method.
No monthly fee
Rate checked
More details - 3.02%APY$302 a year on $10,000
Rate by balance
Rate by balance for Velocity Money Market Balance APY Up to $24,999Your amount 3.02% Over $24,999 3.85% Rate checked
More details - PrimeWay Federal Credit UnionMoney Market MaxMoney Market Max · $5 min · 2.85%–3.50% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Rate is tied to Prime Rate minus 4.00% APR and subject to change. Minimum transaction amount of $500 with maximum of 6 transactions per month. Compounded and credited monthly.
Offer: Minimum balance to earn APY is $1.00.
2.81% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Max Balance APY Up to $10,000 2.85% $10,000 – $25,000Your amount 3.00% $25,000 – $50,000 3.10% $50,000 – $100,000 3.25% $100,000 – $250,000 3.35% $250,000 and up 3.50% Rate checked
More details - Nizari Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.27%–3.61% by balance
Credit union · 2 branches
2.27%APY$227 a year on $10,000Requirements
Product: No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end.
Offer: No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end.
2.25% interest rate · $10 monthly fee · Effective Mar 31, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $100,000Your amount 2.27% $100,000 – $500,000 2.32% $500,000 – $1,500,000 3.45% $1,500,000 – $2,500,000 3.45% $2,500,000 – $4,500,000 3.51% $4,500,000 – $13,000,000 3.56% Over $13,000,000 3.61% Rate checked
More details - SLB Employees Credit UnionPrimary Savings AccountSavings · $100 min · 1.81%–2.88% by balance
Credit union · 1 branch
1.81%APY$181 a year on $10,000Requirements
Product: Establishes SECU membership. Direct Deposit available for paychecks and expense checks. Daily balance of $100 or more earns dividends. Interest calculated on daily balance, paid and compounded monthly.
Offer: Tier 1
1.80% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Primary Savings Account Balance APY $100 – $50,000Your amount 1.81% $50,000 – $100,000Tier 2 2.27% $100,000 – $250,000Tier 3 2.83% Over $250,000Tier 4 2.88% Rate checked
More details - Wellby FinancialWellby Savings PlusSavings · $100 min · 1.26%–3.30% by balance
Credit union · 1 branch
1.77%APY$177 a year on $10,000with conditionsRequirements
Product: Must be at least 18 years of age to open. Tiered rate share account. Bonus rate requires active checking and transaction count.
Offer: Bonus rate tier for balances $0 - $9,999.99. Requires active checking and transactions.
Qualified rate · 1.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Wellby Savings Plus Balance APY Up to $10,000 1.26% $10,000 – $25,000Your amount 1.77% $25,000 – $50,000 2.28% $50,000 – $100,000 2.79% $100,000 – $250,000 3.05% $250,000 and up 3.30% Rate checked
More details - BRAZOS VALLEY SCHOOLS CREDIT UNIONMoney Market AccountMoney Market Account · $2,500 min · 0.00%–1.35% by balance
Credit union · 2 branches
1.20%APY$120 a year on $10,000Requirements
Product: Three free withdrawals allowed per month ($2.00 fee per withdrawal thereafter). A $5.00 monthly service charge applies if balance falls below $2,500.00. Rates are variable and subject to change monthly. Courtesy Pay limit is $1,000.
Offer: Minimum balance to avoid a $5.00 service fee is $2,500.00. Minimum balance to earn stated APY is $2,500.00.
0.00% interest rate · $5 monthly fee · Effective Sep 26, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 1.20% $50,000 – $100,000 1.25% $100,000 – $250,000 1.30% $250,000 and up 1.35% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Your Share Savings gets upgraded to a High-Yield Savings when you open a High-Yield Checking account.
Offer: Requires opening a High-Yield Checking account and meeting eligibility requirements (enrollment in eDocuments, recurring direct deposit totaling $500+ per month to HYC, and 10+ POS debit card withdrawals of $1+ per month).
Qualified rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $50,000Your amount 1.00% Over $50,000Requires opening a High-Yield Checking account and meeting eligibility requirements. 0.25% Rate checked
More details - First Service Credit UnionMoney Market AccountMoney Market Account · $1 min · 0.10%–1.25% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: No monthly service charge. Start account with $1.
Offer: Dividends are compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective May 26, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.05% $50,000 – $100,000 1.10% $100,000 – $250,000 1.15% $250,000 – $500,000 1.20% $500,000 and up 1.25% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sugar Land, TX
93 accounts at 32 banks and credit unions · checked Oct 7–22
- Typical
- 0.15%
- Top 10% from
- 1.80%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.18%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch