Credit union · NCUA insured
Austin FCU
A $39.3M credit union headquartered in Austin, TX, with 2,498 members and 1 branch in Texas.
Austin FCU Carrot Score
86
Carrot Score
Higher than 72% of U.S. banks and credit unions
#18 of 51 in Austin, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Austin FCU
Austin Federal Credit Union was organized in 1967 to meet the financial needs of employees of the Veterans Administration Data Processing Center.
Headquartered in Austin, Texas, the credit union is member-owned.
- Headquarters
- 1900 Woodward St, Austin, TX 78741
- NCUA charter
- 17955
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, volunteers, or attends school in the designated South / Southeast Austin community map area.
Family and household
- Family members of eligible individuals can qualify to join.
Branches
1 branch in Texas
Loading map…
Texas
1 branch
- Main BranchMain office1900 Woodward St, Austin, TX 78741Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.25% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.40% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.56% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $47 | $59 | — |
- CapitalNet worth ratio9.25%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.40%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.56%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$47Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Austin FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.