Bank · FDIC insured
VeraBank
A $4.6B bank, the 299th largest of 4,207, headquartered in Henderson, TX, with 42 branches in Texas. Best rates: savings 0.25% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—2.47%CD rates →
- Savings661.00%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About VeraBank
- Headquarters
- 201 W Main St, Henderson, TX 75652
- FDIC certificate
- 3250 ↗
Branches
42 branches in Texas
Loading map…
Texas
42 branches
Longview area · 11
- VeraBank, National AssociationMain office201 W Main St, Henderson, TX 75652Directions
- South 79 Branch2320 Us Highway 79 S, Henderson, TX 75654Directions
- Kilgore Br410 N Kilgore St, Kilgore, TX 75662Directions
- Lakeport Branch5001 Estes Pkwy, Longview, TX 75603Directions
- Longview 4th St Branch3412 4th St, Longview, TX 75605Directions
- Longview Downtown Branch200 N Fredonia St, Longview, TX 75601Directions
- Marshall Branch2203 Victory Dr, Marshall, TX 75672Directions
- Mount Enterprise Branch110 West Rust Street, Mount Enterprise, TX 75681Directions
- Tatum Branch165 N Hill St, Tatum, TX 75691Directions
- Waskom Branch601 Spur 156, Waskom, TX 75692Directions
- White Oak Branch1101 S White Oak Rd, White Oak, TX 75693Directions
Austin area · 8
- Austin Branch1111 W 6th St Bldg B Ste 200, Austin, TX 78703Directions
- Avery Ranch Branch14951 Avery Ranch Blvd, Austin, TX 78717Directions
- Bastrop Branch701 West State Highway 71, Bastrop, TX 78602Directions
- Florence Br100 E Main St, Florence, TX 76527Directions
- Georgetown Branch1021 W. University Ave, Georgetown, TX 78628Directions
- Leander Branch1695 Highway 183, Leander, TX 78641Directions
- Liberty Hill Branch13601 W. Hwy. 29, Liberty Hill, TX 78642Directions
- Round Rock Branch902 E Palm Valley Blvd, Round Rock, TX 78664Directions
Killeen area · 4
- Harker Heights Branch345 E Fm 2410 Rd, Harker Heights, TX 76548Directions
- Killeen Branch120 N Gray St, Killeen, TX 76541Directions
- South Killeen Branch2201 E Stan Schlueter Loop, Killeen, TX 76542Directions
- Temple Branch3957 Raleigh Dr, Temple, TX 76502Directions
Athens area · 3
- Athens Branch739 E Tyler St, Athens, TX 75751Directions
- Chandler Branch105 Highway 31 East, Chandler, TX 75758Directions
- Malakoff Main Branch115 W Royall Blvd, Malakoff, TX 75148Directions
Tyler area · 3
- Tyler Front Branch620 W Front St, Tyler, TX 75702Directions
- Tyler Grande Branch2217 W Grande Blvd, Tyler, TX 75703Directions
- Tyler Market Square Branch107 Market Square Blvd, Tyler, TX 75703Directions
College Station area · 2
- College Station Branch2531 Earl Rudder Fwy S, College Station, TX 77845Directions
- College Station South Branch3000 Barron Rd, College Station, TX 77845Directions
Corsicana area · 2
- Corsicana College Park Branch3590 W 7th Ave, Corsicana, TX 75110Directions
- Corsicana Downtown Branch100 N Main St, Corsicana, TX 75110Directions
Brenham area · 1
- Brenham Branch2690 Becker Drive, Brenham, TX 77833Directions
Carthage area · 1
- Carthage Branch1510 W Panola St, Carthage, TX 75633Directions
Houston area · 1
- Conroe Branch200 River Pointe Dr, Conroe, TX 77304Directions
Huntsville area · 1
- Huntsville Branch1718 11th St, Huntsville, TX 77340Directions
Jefferson area · 1
- Jefferson Branch109 E Broadway St, Jefferson, TX 75657Directions
Lufkin area · 1
- Lufkin West Branch805 S John Redditt Dr, Lufkin, TX 75904Directions
Mexia area · 1
- Mexia Branch101 N Mckinney St, Mexia, TX 76667Directions
Mount Pleasant area · 1
- Mount Pleasant Branch302 N Jefferson Ave, Mount Pleasant, TX 75455Directions
Palestine area · 1
- Palestine Branch207 W Spring St, Palestine, TX 75801Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.03% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.96% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.61% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $70 | $88 | — |
- CapitalLeverage ratio11.03%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.96%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.61%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$70Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of VeraBank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.