Compare Bank & Credit Union Rates
Best savings rates in Irving, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Irving, TX
- Mobility Credit UnionMobility High Yield Savings Account (Money Market)Mobility High Yield Savings Account (Money Market) · $100 min
Credit union · 1 branch
4.00%APY$400 a year on $10,000Requirements
Offer: Tier structure applies; more funds earn more dividends. $2,500 minimum daily balance required. $10 monthly fee waived if balance >= $2,500. Rates subject to change without notice.
$10 monthly fee
Rate checked
More details - Texans Credit UnionMy Texans SavingsSavings · $5 min · 0.01%–3.50% by balance
Credit union · 1 branch
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Minimum balance of $5 required to open a Regular/My Texans Savings account. Minimum daily balance of $25 is required to earn dividends. Dividends compounded monthly and credited each calendar month.
Offer: Requires linked Texans Two-Step Checking account with monthly direct deposits of $2,000 or more during the qualification cycle. Balances up to $20,000 earn 3.50% APY.
Qualified rate · 3.45% interest rate · Compounded monthly · Effective Feb 23, 2026
Rate by balance
Rate by balance for My Texans Savings Balance APY Up to $20,000Your amount 3.50% Over $20,000 0.01% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Credit Union of TexasHigh Yield SavingsSavings · $1,000 min · 0.10%–3.25% by balance
Credit union · 1 branch
3.25%APY$325 a year on $10,000Requirements
Product: Initial opening and subsequent deposit funds must be new money not previously held by any member of the Credit Union. Limited to 1 account per membership. Must maintain a minimum daily balance of $1,000.00 to avoid $10.00 monthly service fee. Minimum average daily balance of $100.00 required to earn disclosed APY. $10.00 fee per withdrawal or transfer in excess of 6 per month.
Offer: Variable rate. Average daily balance method used. Minimum average daily balance of $100.00 required to earn interest/dividends. If average daily balance falls below $1,000, earns interest at applicable variable rate.
0.10% interest rate · $10 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 0.10% $1,000 – $25,000Your amount 3.25% Over $25,000 1.35% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 2.70%APY$270 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union. Account holders must agree to electronic delivery of account opening disclosures and monthly statements.
2.67% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - Mobility Credit UnionHigh Yield SavingsSavings · $100 min · 0.00%–4.00% by balance
Credit union · 1 branch
2.58%APY$258 a year on $10,000Requirements
Product: $100 minimum opening deposit. $2,500 minimum daily balance to avoid the $10 monthly maintenance fee and earn dividends. Up to six withdrawals per month. Only Texas residents qualify to join the Texas Consumer Council.
0.00% interest rate · $10 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY $100 – $2,500 0.00% $2,500 – $10,000 2.53% $10,000 – $25,000Your amount 2.58% $25,000 – $50,000 2.63% $50,000 – $100,000 2.74% $100,000 – $250,000 2.84% $250,000 – $500,000 2.94% $500,000 – $1,000,000 3.05% $1,000,000 – $2,000,000 3.56% $2,000,000 and up 4.00% Rate checked
More details - Mobility Credit UnionHigh Yield Savings Account (Money Market)High Yield Savings Account (Money Market) · $100 min · 0.00%–4.00% by balance
Credit union · 1 branch
2.58%APY$258 a year on $10,000Requirements
Product: Only Texas residents qualify to join the Texas Consumer Council. Up to six withdrawals allowed per month.
Offer: $10 monthly maintenance fee applies if daily balance is below $2,500. Dividends obtained with minimum daily balance of $2,500.00.
0.00% interest rate · $10 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Yield Savings Account (Money Market) Balance APY $100 – $2,500 0.00% $2,500 – $10,000 2.53% $10,000 – $25,000Your amount 2.58% $25,000 – $50,000 2.63% $50,000 – $100,000 2.74% $100,000 – $250,000 2.84% $250,000 – $500,000 2.94% $500,000 – $1,000,000 3.05% $1,000,000 – $2,000,000 3.56% $2,000,000 and upAlso states $3,000,000 + .50% APY*. 4.00% Rate checked
More details - American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min
Credit union · 1 branch
2.02%APY$202 a year on $10,000intro rateRequirements
Product: One-time $1.00 membership fee. Dividends compounded and credited monthly. Minimum daily balance of $5.00 to earn dividends.
Offer: Minimum daily balance to earn dividends is $5.00. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: No minimum balance. No monthly service fees. Ability to set up recurring monthly deposit or deposit on your own. Dividends compounded and credited monthly.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: Dividends compounded and credited monthly. No minimum balance required.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 5 branches
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - Texas Trust Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.66% by balance
Credit union · 1 branch
1.56%APY$156 a year on $10,000Requirements
Product: $10 service fee if minimum balance ($2,500) is not maintained.
Offer: $10 service fee if minimum balance is not maintained.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $10,000 1.51% $10,000 – $25,000Your amount 1.56% $25,000 – $50,000 1.56% $50,000 – $100,000 1.61% $100,000 – $250,000 1.61% $250,000 – $1,000,000 1.66% $1,000,000 and up 1.66% Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Maintain average daily balance of $10,000 or more to avoid a $10 minimum balance fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals charged an Excess Debit Fee of $10 each.
Offer: Daily balance less than $10,000 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more.
0.50% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 1.51% $25,000 – $100,000 2.02% $100,000 – $250,000 2.86% $250,000 – $500,000 3.30% $500,000 and up 3.77% Rate checked
More details - Texans Credit UnionPerformance Money Market AccountPerformance Money Market Account · $500 min · 1.25%–3.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Requires a minimum opening deposit of $500. Membership required. Variable rate account. Dividends compounded and credited monthly. Monthly service fee of $10 applies if balance falls below $2,500 (fee is avoided if balance is $2,500 or higher).
Offer: Monthly service fee of $10 waived with minimum balance of $2,500.
1.24% interest rate · $10 monthly fee · Effective Dec 1, 2025
Rate by balance
Rate by balance for Performance Money Market Account Balance APY Up to $10,000 1.25% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 – $250,000 2.25% $250,000 – $500,000 2.50% $500,000 – $750,000 3.00% $750,000 – $1,000,000 3.25% $1,000,000 and up 3.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Irving, TX
67 accounts at 20 banks and credit unions · checked Oct 7–22
- Typical
- 0.10%
- Top 10% from
- 2.58%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.55%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches