Credit union · NCUA insured
Greater Texas Credit Union
A $988M credit union headquartered in Austin, TX, with 75,261 members and 15 branches in Texas. Best rates: CDs 4.35% and savings 0.30% APY.
Greater Texas Credit Union Carrot Score
77
Carrot Score
Higher than 43% of U.S. banks and credit unions
#32 of 51 in Austin, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Greater Texas Credit Union
Greater Texas Federal Credit Union was founded in 1952 as Texas DPW Federal Credit Union to offer loans to Texas Department of Public Welfare employees.
The member-owned financial cooperative operates 16 branches and serves over 80,000 members across 8,795 square miles of Texas.
After expanding to major Texas cities and adopting its current name in the 1980s, it acquired College Station subsidiary Aggieland Credit Union in the 1990s.
- Headquarters
- 12544 Riata Vista Cir, Austin, TX 78727
- NCUA charter
- 7590
Branches
15 branches in Texas
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Texas
15 branches
Austin area · 7
- Gtfcu1180 Airport Blvd, Austin, TX 78702Directions
- Gtfcu12319 N Mopac Expy, Austin, TX 78758Directions
- Gtfcu115 Hunters Crossing Blvd, Bastrop, TX 78602Directions
- Gtfcu1600 N Bell Blvd, Cedar Park, TX 78613Directions
- Gtfcu5433 Kyle Center Dr, Kyle, TX 78640Directions
- Gtfcu11401 US Highway 290 E Ste A, Manor, TX 78653Directions
- Gtfcu242 N Guadalupe St, San Marcos, TX 78666Directions
College Station area · 4
- Aggieland2127 E William Joel Bryan Pkwy, Bryan, TX 77802Directions
- Aggieland501 University Dr, College Station, TX 77840Directions
- Aggieland201 Southwest Pkwy E, College Station, TX 77840Directions
- Aggieland4340 Texas 6 Frontage Road, College Station, TX 77845Directions
Dallas area · 1
- Gtfcu1425 N Center St, Arlington, TX 76011Directions
McAllen area · 1
- Gtfcu416 S Jackson Rd, Edinburg, TX 78539Directions
Houston area · 1
- Gtfcu5305 Bingle Rd, Houston, TX 77092Directions
San Antonio area · 1
- Gtfcu6318 Callaghan Rd, San Antonio, TX 78229Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.25% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.53% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.44% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $89 | $76 | — |
- CapitalNet worth ratio7.25%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.53%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.44%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$89Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Greater Texas Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.