Credit union · NCUA insured
RBFCU
Top CarrotA $19.2B credit union, the 13th largest of 4,329, headquartered in Live Oak, TX, with 1.15 million members and 65 branches in Texas. Best rates: CDs 3.91% and savings 1.76% APY.
RBFCU Carrot Score
Carrot ScoreTop Carrot
Higher than 92% of U.S. banks and credit unions
#5 of 47 in San Antonio, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About RBFCU
Randolph-Brooks Federal Credit Union is a member-owned financial cooperative with a presence in the Austin, Corpus Christi, Dallas-Fort Worth, and San Antonio markets.
Originally established to serve military service members and their families, the credit union operates more than 60 branches across Texas.
RBFCU completed a merger with Oklahoma City-based True Sky Federal Credit Union.
- Headquarters
- 1 IKEA-RBFCU Parkway, Live Oak, TX 78233-2416
- NCUA charter
- 8111
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Immediate family members or household members of an existing member qualify for membership.
Other ways
- Membership is open to individuals through more than 5,000 qualifying options based on where they live, work, worship, or attend school.
Cost to join
- Members are required to open a primary savings account with a minimum deposit of $1, which must remain in the account at all times.
Branches
65 branches in Texas
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Texas
65 branches
San Antonio area · 32
- Creswell Admin Service CenterMain office1 IKEA-RBFCU Parkway, Live Oak, TX 78233Directions
- Boerne1338 S Main St, Boerne, TX 78006Directions
- Bulverde Crossing155 Bulverde Crossing Rd, Bulverde, TX 78163Directions
- Floresville156 US Highway 181 S, Floresville, TX 78114Directions
- Leon Valley6700 Bandera Rd, Leon Valley, TX 78238Directions
- Creekside204 Creekside Xing, New Braunfels, TX 78130Directions
- New Braunfels994 Interstate 35 N, New Braunfels, TX 78130Directions
- Oak Run1870 State Highway 46 W, New Braunfels, TX 78132Directions
- Randolph AFB701 Harmon Dr, Randolph AFB, TX 78150Directions
- Austin Highway1032 Austin Hwy, San Antonio, TX 78209Directions
- Bandera Pointe11432 W Loop 1604 N, San Antonio, TX 78254Directions
- Bitters2514 N Loop 1604 W, San Antonio, TX 78248Directions
- Broadway8539 Broadway, San Antonio, TX 78217Directions
- Brooks3181 Goliad Rd, San Antonio, TX 78223Directions
- Culebra10567 Culebra Rd, San Antonio, TX 78251Directions
- Encino Commons21910 US Highway 281 N, San Antonio, TX 78258Directions
- Gold Canyon2080 N Loop 1604 E, San Antonio, TX 78232Directions
- IH 10@utsa14410 W Interstate 10, San Antonio, TX 78249Directions
- Marshall Road23737 Bulverde Rd, San Antonio, TX 78259Directions
- Mission South201 SW Military Dr, San Antonio, TX 78221Directions
- Potranco10581 Potranco Rd, San Antonio, TX 78251Directions
- Rigsby2202 Semlinger Rd, San Antonio, TX 78220Directions
- South San8159 IH 35 South, San Antonio, TX 78224Directions
- Summit6475 Baywater Dr, San Antonio, TX 78229Directions
- Thousand Oaks12307 Nacogdoches Rd, San Antonio, TX 78217Directions
- Windcrest7720 N Interstate 35, San Antonio, TX 78218Directions
- Woodlake7649 Farm To Market Rd 78, San Antonio, TX 78244Directions
- Northcliffe22015 N Ih-35, Schertz, TX 78154Directions
- Schertz4980 Farm To Market Rd 3009, Schertz, TX 78154Directions
- Seguin1600 E Court St, Seguin, TX 78155Directions
- Seguin Northwest1103 N State Highway 46, Seguin, TX 78155Directions
- Live Oak12415 Converse Rd, Universal City, TX 78148Directions
Austin area · 19
- Ben White205 W Ben White Blvd, Austin, TX 78704Directions
- Domain10712 Burnet Road, Austin, TX 78758Directions
- Four Points6911 N Fm 620th Rd, Austin, TX 78730Directions
- Lake Creek10135 Lake Creek Pkwy, Austin, TX 78729Directions
- Mopac5300 S Mopac Expy, Austin, TX 78749Directions
- North Austin14100 N Interstate 35, Austin, TX 78728Directions
- Seton3110 N Lamar Blvd, Austin, TX 78705Directions
- Southpark Meadows315 W Slaughter Ln, Austin, TX 78748Directions
- Buda5045 Old Goforth Rd, Buda, TX 78610Directions
- Cedar Park1110 N Bell Blvd, Cedar Park, TX 78613Directions
- Parmer Lane3201 E Whitestone Blvd, Cedar Park, TX 78613Directions
- Dripping Springs1040 Rob Shelton Blvd, Dripping Springs, TX 78620Directions
- Georgetown1209 W University Ave, Georgetown, TX 78628Directions
- Kyle20613 Interstate 35, Kyle, TX 78640Directions
- Lockhart1340 S Colorado St, Lockhart, TX 78644Directions
- Stone Hill19001 Limestone Commercial Dr, Pflugerville, TX 78660Directions
- Round Rock101 University Oaks Blvd, Round Rock, TX 78665Directions
- San Marcos1203 Thorpe Ln, San Marcos, TX 78666Directions
- Wonder World1210 Wonder World Dr, San Marcos, TX 78666Directions
Dallas area · 9
- Allen404 E Stacy Rd, Allen, TX 75002Directions
- Bedford3756 Cheek Sparger Rd, Bedford, TX 76021Directions
- DNT Eldorado11350 Dallas North Tollway, Frisco, TX 75034Directions
- Frisco4040 Preston Rd, Frisco, TX 75034Directions
- Garland5175 N President George Bush Hwy, Garland, TX 75040Directions
- Keller100 Keller Pkwy, Keller, TX 76248Directions
- McKinney2093 N Central Expy, McKinney, TX 75070Directions
- Plano1801 Dallas Pkwy, Plano, TX 75093Directions
- Colony4049 State Highway 121, The Colony, TX 75056Directions
Corpus Christi area · 3
- Cimarron3002 Cimarron Blvd, Corpus Christi, TX 78414Directions
- Staples5253 S Staples St, Corpus Christi, TX 78411Directions
- Portland1650 US Highway 181, Portland, TX 78374Directions
Gonzales area · 1
- Gonzales1712 Sarah DeWitt Drive, Gonzales, TX 78629Directions
Kerrville area · 1
- Kerrville1801 Sidney Baker St, Kerrville, TX 78028Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.42% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.27% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.49% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $82 | $88 | — |
- CapitalNet worth ratio13.42%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.27%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.49%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$82Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of RBFCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.